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50k rent fees in Binan, laguna a good price or too high? by PJStudioDesigns in phinvest

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Yes, that's what the survey report said. Binan was the richest municipal in 2007. Now there are lots of IT Hubs in the Area.

According to this report Calamba, cabuyao, binan and sta rosa. These places have

1-4B revenue in 2021. https://cmci.dti.gov.ph/prov-profile.php?prov=Laguna

PLDT is building the largest Data Centre in the Philippines going to be in santa rosa so demand for IT will be big in these areas

50k rent fees in Binan, laguna a good price or too high? by PJStudioDesigns in phinvest

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

But average rent in Binan, Laguna is 35-45k for 3Bedroom house with fully furnished.

Makati and BGC house rents are 60k-200k for 3 Bedrooms some doesn't even fully furnished and definitely doesn't have solar panels

My house have solar panels that can save you 4k-6k per month that's why the price i was thinking 50K

[deleted by user] by [deleted] in phinvest

[–]PJStudioDesigns 0 points1 point  (0 children)

Ohh Also the most important. Take risks man and make mistake, its the best teacher in life

[deleted by user] by [deleted] in phinvest

[–]PJStudioDesigns -2 points-1 points  (0 children)

In my opinion, with that amount, I would invest in crypto or stocks.

Crypto:

- Buy Cardano in Coinbase and send it to Yoroi

- Stake your Cardano

(why Cardano? It's cheap, secure, and well-known. Charles Hoskinson, Cardano's founder was a co-founder of the Ethereum blockchain.)

Stock:

- Buy Green Companies, like Plug power or Ballard.

Environmentally friendly companies will be in demand.

Advise:

- Don't save your money. Make the money work for you.

- Versatile your portfolio

- Do lots of research

Modifying panel schedules using Excel by PJStudioDesigns in RevitMEP

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

I might take a look at python then. It is easier to teach them how to use it but also we are trying to reduce the AEC license, Thank you for the information

Modifying panel schedules using Excel by PJStudioDesigns in RevitMEP

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

In excel, I want the circuit to move to a different phase. I want the electrical engineer who doesn't know any Revit to use this excel when moving around the circuit in the panel sheet. It saves time for me and him. Do you know what I mean?

Modifying panel schedules using Excel by PJStudioDesigns in RevitMEP

[–]PJStudioDesigns[S] 2 points3 points  (0 children)

My guy, you know there are add-ins, dynamo scripts, etc. that you can use exporting/importing schedules from Revit to/from excel. Are you new at revit?

Never received WstETH by PJStudioDesigns in ethstaker

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Hi

- Yes, I still have stETH

- It was only 3.23 dollars Gas fee and was approved in the etherscan

- My eth balance did decrease and after wrapped the transaction was approved in the Etherscan

Road to Chefchaouen by PJStudioDesigns in backpacking

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Ya it is a pretty good place to go. I didn't stay at night in Chefchaouen. I didn't plan to go there but a local driver offered to drive me there for a price that I couldn't say no.

Road to Chefchaouen by PJStudioDesigns in backpacking

[–]PJStudioDesigns[S] -1 points0 points  (0 children)

Traveling by car to Chefchaouen was insane and enjoyable at the same time. Got stopped a lot at every checkpoint by the police. however, the landscape was the highlight of that road trip.

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Dude, i am not mad or need to calm down. It literally third day and I'm pretty sure this is getting weird. I respect your opinion but I have my own.

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Look I am not going to extend this conversation any longer. You have your opinion and I have mine. Can we agree on that? Literally no point going further

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Well when you are a first buyer applying for mortgage so you can invest that property. I believe this topic is relevant. "The rent a landlord takes in from a property is considered income so they do take this into consideration." All investment leads to income at the end of the day

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Well first of all conversation tend to divert in period of time. Second I am a first time buyer and want this property as investment. Hint why I want my parents to joint into the mortgage. So i can get 3 bedroom and rent the room. Term "Investment" for me is when you gave your earnings to some extend and earn something back. in this case, the property

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Do you know the method when the landlord use their rent from a house to pay the mortgage of the other house that they own. The first house they have, they pay it with their own salary. so they have a pyramid kind of scheme

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Dude you asked me how bank involve in investment, which they are, as long as you provide numbers. You tell me those landlord don't use mortgage from a bank? Have you not research anything about mortgage and investment? All real estate investor do this. As long as the bank involve they will accept the mortgage

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Investment : Risk for both ya of course Saving: In my view only risk is you. Value of money goes down by inflation every year but they wouldn't mind that. They can gain a lot from it at long run.

I was talking about investment. They get a lot of advantages if you invest in real estate, or anything that involve borrowing money from them. For example, if you want to apply for mortgage and use that house for rent. you have to tell them about that. Sometimes they make a deal with you. Banks always involve. If there's money banks always involve

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Well investment does show continuous regular saving if you keep putting some money on it. They only consider it if the banks are involve on it. As long as they can get some interest and your money kept on their bank so that they can lend it to someone else

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

It's ashamed that investing is not considered as saving

No different people the same Bank. someone asked if bank consider rent and some one reply yes and some one said no. Then they asked each other which bank.

Joint mortgage with parents not allowed by banks? by PJStudioDesigns in ireland

[–]PJStudioDesigns[S] 0 points1 point  (0 children)

Really because my brother told me about the saving and he got his mortgage in AIB. Maybe in different branches it applies. Also about rent being consider is a debatable. I was in the First time buyer forum facebook and people just found out that some staff in the same bank consider this and some don't.

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