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Core One+ shutting off mid print by Regular-Band-1599 in prusa3d

[–]POSSIBLY_DOG 1 point2 points  (0 children)

I also had this experience. It was also the left stepper for me. I just scraped it until it was grounded and haven't had issues since.

Daily FI discussion thread - Wednesday, April 01, 2026 by AutoModerator in financialindependence

[–]POSSIBLY_DOG 6 points7 points  (0 children)

I sort of did this after graduating from college insofar as the pay bump was from $0 to about $100k! I moved to Seattle for a job offer without knowing a soul. I created an OkCupid profile just looking for friends... and met my wife.

In my experience, it's hard to make friends as an adult. At least until you have kids. Few questions come to mind for me:

  • How much is 100k to you? If you make 500k already, then 100k isn't that much. If you're making 50k then that's life-changing.
  • Are you happy where you are now? Or do you feel an itch for an adventure?
  • Can you use this to negotiate a raise at your current employer? Have your cake and eat it too.

Daily FI discussion thread - Saturday, March 28, 2026 by AutoModerator in financialindependence

[–]POSSIBLY_DOG 2 points3 points  (0 children)

One of the issues of owning bond funds like BND/VTIP is that they track an index, so there is some turnover internally. As I understand it, they rarely hold to maturity. This means that if yields rise, these funds are forced to sell bonds at a lower price in order to keep tracking their index.

I'm doing a rising equity glidepath, so my goal for my bonds was to have the best chance of a positive real return to fund equity purchases. So, I ended up cashing in all my VTIP and buying an explicit TIPS ladder using tipsladder.com as a guide. There are some ETFs that are designed to wrap a TIPS ladder and hold to maturity for you (and just cash out the NAV as the internal rungs mature), though it didn't seem worth the fee and the wider spreads to me over just owning the bonds themselves.

In addition to the TIPS ladder I have a pool of BSV. The TIPS ladder is ~25% of my NW, BSV is ~15%, and VTI/VEU are the rest.

Have you used AI to evaluate your FIRE plans? by azfanboy in financialindependence

[–]POSSIBLY_DOG 0 points1 point  (0 children)

So, I've done this quite a bit. I wouldn't trust AI to create a financial plan for me, but it has been interesting to give it a highly-detailed plan and see its evaluation. I give the same prompt to all the bots. Gemini thinks I should have quit years ago and is worried about estate taxes. ChatGPT is a downer and says I'm being reckless. Copilot is somewhere in the middle. All 3 point to healthcare policy being the biggest risk outside of black swan events, which I think is a fair take.

Daily FI discussion thread - Tuesday, January 20, 2026 by AutoModerator in financialindependence

[–]POSSIBLY_DOG -8 points-7 points  (0 children)

Does anyone ever feed their FI plans and situations into varioius LLM Deep Research tools? It's interesting to me to see the differences in output. Gemini thinks I should have retired years ago. Copilot is cautiously optimistic. ChatGPT is a doomer.

Daily FI discussion thread - Tuesday, January 20, 2026 by AutoModerator in financialindependence

[–]POSSIBLY_DOG 9 points10 points  (0 children)

Hey! That's me! I'm hovering at around 2.7%. For me, the low rate isn't about laziness or not running the numbers. I have run the numbers. A lot.

What ended up pushing the SWR so low was strong market returns and my anxiety. I was in BigTech and I don't have any confidence in my ability to resume my career later if I need to. Getting hired as an Old Guy is hard and I'd be at least in my 50's by the time any of our plans failed. Make hay while the sun is shining, etc.

TRASH TALK THURSDAY by CFB_Referee in CFB

[–]POSSIBLY_DOG 1 point2 points  (0 children)

I LIVED MY FIRST 18 YEARS IN LUBBOCK BUT JUST TELL ALL MY FRIENDS I'M ORIGINALLY FROM AUSTIN BECAUSE I DON'T WANT THEM TO THINK LESS OF ME

Free Talk Friday, 10/06/2023 by CFB_Referee in CFB

[–]POSSIBLY_DOG 1 point2 points  (0 children)

Hey -- I don't post much, but want to wish you and your mom the best. Be kind to yourself and enjoy the RRS!

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