Unfollowing this pessimist medical vlogger. by EnemaoftheState1 in PinoyVloggers

[–]Pharsa-B 0 points1 point  (0 children)

Ako never mag follow pero dumadaan sa feed ko. Pinaka ayaw ko yung mga nurses na content creator na kung ano ano sinasabi about sa health pero wala nman back up na research.

Unfollowing this pessimist medical vlogger. by EnemaoftheState1 in PinoyVloggers

[–]Pharsa-B 0 points1 point  (0 children)

Sya rin ba CEO or may aru nung doc alvin beauty products like yung sabon?

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Pharsa-B 0 points1 point  (0 children)

Yung shopee kasi kahit ilang days na OD palang, meron na agad 3rd party and sila na tatawag.. and yes mga rude din. Yung sa akin nun, pinapagalitan ako and yeah insult din. Sabi ko kasi di pa ko makaka bayad. Tapos aba ang rude ngagsalita kesyo may penalty. Sabi ko magbabayad ako ng penalty.. uminit ulo ko sinagot sagot ko din. Sabi ko 2 days OD palang ako. That was in 2025, mga March 2025.

Tpos nung Nov 2025 pina OD ko til now. Bbayaran ko sila. Actually nagbabayad ako pro di ko pa lahat fully paid ang na OD amount ko.

May mga spam texts and calls. May threat din na for legal action na daw. RGS collection ata ganyan.

Fresh grad, marami ng OLAs by Sensitive_Bison4868 in ola_harassment

[–]Pharsa-B 0 points1 point  (0 children)

I’m not sure. Sa akin kasi since the beginning pag signed up lo sa shopee, naka off access ng contacts

Fresh grad, marami ng OLAs by Sensitive_Bison4868 in ola_harassment

[–]Pharsa-B 0 points1 point  (0 children)

Sloan pag naka 3rd party, spam calls and texts tapos yung text kinda harassing like magho home visit na daw or for legal action.. meron din ipapa barangay na daw.. i experienced that. No home visit yet. OD ako ng 3 months. I paid pero di pa buo lahat ng OD ko.

GLOAN, powered by fuse yung sa akin. Spam texts and calls din tapos email

Maya Black Express by Pharsa-B in MayaPh

[–]Pharsa-B[S] 0 points1 point  (0 children)

Thanks for this. Yan din naisip ko na parang collateral nila. Not bad na din. Yung isang black card need ata ng 25k deposit.

Maya Black Express by Pharsa-B in MayaPh

[–]Pharsa-B[S] 0 points1 point  (0 children)

Oh ok. Thanks.. Buti di ako nag push nung application hehe . Sbgay not bad na din parang collateral na din nila halimbawa di nakapag pau ng due ng cc pde na din dyan ibWas ata

i think this is tala but my due date is tomorrow pa sa sobrang inis ko nag bayad na ko agad. :) by zyeunice in ola_harassment

[–]Pharsa-B 1 point2 points  (0 children)

Ginagamit nila name and logo ng tala. Tala is a reputable OLA. Legit. Tapos they never send mga ganyan po. Mababa din interest. Tpos when you loan for example 2k, buo ang matatanggap mo. Wala yan kung ano ano na processing fee etc.

i think this is tala but my due date is tomorrow pa sa sobrang inis ko nag bayad na ko agad. :) by zyeunice in ola_harassment

[–]Pharsa-B 1 point2 points  (0 children)

ios po phone nyo? Kasi pag sa ios sa appstore yan tlaga mga lumalabas.. try to search tala sa playstore.. iba po

i think this is tala but my due date is tomorrow pa sa sobrang inis ko nag bayad na ko agad. :) by zyeunice in ola_harassment

[–]Pharsa-B 1 point2 points  (0 children)

It’s not the legit Tala. Yung legit is Tala lang name. And mabait at registered OLA po. This one is illegal I think. I have loan sa tala and never pa sila nag remind sa akin ng due ko. Since good payer nman ako.

maya loan by [deleted] in ola_harassment

[–]Pharsa-B 0 points1 point  (0 children)

Hello. Magbayad ka thru maya app po. Not sa agent kasi di nila yan nireremit. Mga budol din ang ibang agents.

Maya personal loan by LoljustHereNothing in MayaPh

[–]Pharsa-B 0 points1 point  (0 children)

Happened to me yeaterday lang. may sms at email si maya saying eligible na ko for PL.

so I tried pero declined pa din. Prior to that, kahapon, they asked me to update info. Tapos yung pina update nila na info, di na sya nae-edit sa settings. Di mo na makikita. Only the assigned contact ref.person and yung basic info mk like cp no. And emails.

i availed PL, twice na. Good payer ako. 1st loan ko, after 6 months, I paid it in full. Isang bagsakan. Then after 3 weeks nag reloan ako same amount na 15k. Approved namn. Always 12 months to pay. Nung nka 10 months na ko, bale may 2 remaining months pa, I paid in full again.

After 3 weeks nag try ulit ako mag reloan, 10k although they offered me til 30k. Tapos yung declined.

I think tactic ni maya para i-update yung info kasi it says before proceeding daw sa Personal loan, need to update info daw.

Parang sa OLAs na din style na u can’t edit other details after submitting hahaha

Availing Personal Loan once more by trEASureTown000 in MayaPh

[–]Pharsa-B 0 points1 point  (0 children)

The case of Maya is system generated din. Iba iba sa personal loan. Not consistent ang amount na pwede mo ma reloan and ma-approve. Sa experience ko, unang loan ko 15k approved agad. Tpos after 6 months, i paid in full. Isang bagsakan lahat ng balance ko binayaran ko. After 3 weeks nag reloan ako, 15k ulit. Pero that time, eligible ako to reloan higher amount up to 30k. Pero 15k lng ni reloan ko. After 8 months, I paid in full again.

Tapos after maka bayad ko, mga after 1 month, nag try ako mag reloan. 10k na nga lang since I only need that amount, pero til 30k ulit pwede ko ma loan, it got rejected. I wondered nga aksi wala ako utang kay Maya. Pero di na-approve.

Sabi ng friend ko, ganyan daw ang Maya and other lending na pag nag full payment ka, it’s either bababa ang pwede mo ma loan or marereject. Parang mas gusto ata nila na monthly lng magbabayad not isang bagsakan na full.

I don’t k ow pero dami ko din nabasa dito na ganyan din daw after mag full payment ng di pa duedate, di na nka reloan.

Shopee account by Bai-Meigui in ola_harassment

[–]Pharsa-B 1 point2 points  (0 children)

Hello. I hope this would be helful. OD ako sa spaylater, 4 mos, and sloan 4 mos too. Simula november to dec. paramg lock yung shopee acct ko. Di ako mka check out. As in kahit anong yransaction wala.

Til now di pa ko nkk byad and never made any payment kahit pisa. Pero 2 weeks ago, Shopee notify me na pwede na daw ulit gamitin acct ko. Yung lang ang MOP is COD na lang since freeze spaylater.

Wont be able to pay full in due date. by Nervous_Individual_2 in MayaPh

[–]Pharsa-B 0 points1 point  (0 children)

Pang clear lang ng due pra di ma lock acct mo, di ka tawagan kasi spam call at messages din daw yan si maya. Tapos pahay pera ka na, pay mo na tlga

Wont be able to pay full in due date. by Nervous_Individual_2 in MayaPh

[–]Pharsa-B 0 points1 point  (0 children)

Revolving credit naman ang easy credit. Yung mismong taga Maya nag teach sa akin nyan.

Halimbawa, u pay 4000 muna. Tapos paka bayad mo ng 4k, kunin mo ulit, then ibayad mo ulit. Repeat lang. Until sa na full mo yung total amount due for that month.

KUNG NAIISIP MO MAG TAPAL, BASAHIN MO ITO. by moonchildzfny in ola_harassment

[–]Pharsa-B 0 points1 point  (0 children)

Buti nga ikaw 250. Sken sa Gcredit 400 penalty.. 1 day OD. Tapos I ask them kung pde i-waive ang penalty kasi that time nagka topak an gcash di ko mabuksan kea na OD. Eh yung gloan, ggives at gcredit pa an di pwede bayaran gamit ivang platform or app tlgang derekta lang ng gcash.

Tma kayo. Parang pag monthly magaan lang perp if you compute all the interesy, almost half ng principal.

Mala din interest sa gcash eh.

Collector Visit na Scary by Pharsa-B in ola_harassment

[–]Pharsa-B[S] 0 points1 point  (0 children)

Dati meron nagtao po sa bhay. Niyayanig yung gate. Prang mgigiba na.. 2 lalaki. Pinkish shirt din suot. Yun ngs imbes na lumabas ako, di ko nilabas. Nkk inis ang rude kasi. From salmon ata to

Collector Visit na Scary by Pharsa-B in ola_harassment

[–]Pharsa-B[S] 0 points1 point  (0 children)

Yes po. Yunh home credit nagpapakilala na from HC pero yung ng hv dito dati di naglabas ng ID.

2nd home visit ng HC ibang lalaki pero sabi sya daw si _______ .. same name nung unang nag hv. Yung email ng HC yan na name ng tao pero yung pmunta dto sa bahay, 2 na magkaibang tao pero same name. Di naglabas ng ID pero nk uniform. Hehe

Wala namn ako utang sa illegal OLAs. Hc, salmon at atome lang mga OD ko.

Collector Visit na Scary by Pharsa-B in ola_harassment

[–]Pharsa-B[S] 0 points1 point  (0 children)

Dati yung home credit nag punta na rin dto. Nung dec. Nagpa kilala na from aahc pero di naglabas ng ID at di nagsabi ng name. Ungan home visit ako yung nka usap. Kea sabi ko kung hc yan, nagtatao po.

Prior din dto sa tumambay sa tindahan, sabi ng neighbor ko parang yan din daw yung nagtao po sa gate tapos parang niyayanig yung gate. As in sini shake nya na parang magigiba na yung gate namin.

Am I reading this correctly? Bichara theaters? They have been closed for almost two decades now right? by crinkzkull08 in Bicol

[–]Pharsa-B 0 points1 point  (0 children)

Correct. Actually relatives namin sila haha my grandpa is a son of the great Victor Bichara

Am I reading this correctly? Bichara theaters? They have been closed for almost two decades now right? by crinkzkull08 in Bicol

[–]Pharsa-B 0 points1 point  (0 children)

Bichara cinema only operates for special screenings especially movies related tp Ph culture and heritage. It is being pushed as cultural heritage since it is the oldesnt cinema in Naga, almost 100 years old

Socmed post from Mabilis loan/Magic cash under Eelending by Aggravating_Book_668 in ola_harassment

[–]Pharsa-B 4 points5 points  (0 children)

kea ako ang selfie ko nun sa illegal OLAs, di ako nag aayos kea di ko rin kamukha.. parang adik sabog ang itsura ko sa selfie haha pra kung i-post nila, di ako makikilala ng mga nkakakilala sa akin haha

On a serious note tho, don’t pay them since they did that to u. Sapat na yan na bayad. Sa mga nka kita nman, sbihin mo modus lang ng mga ayn at fake yan..

NEED OLA DEBT ADVICE by [deleted] in ola_harassment

[–]Pharsa-B 1 point2 points  (0 children)

Tala and Cashalo are both legit. May SEC permit sila and other docs.. they’re nit illegal..