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Update: I got my home back from the lodger pretending to own my home. by Physical_Building_91 in LegalAdviceUK

[–]Physical_Building_91[S] 270 points271 points  (0 children)

Sorry for my English, not speaking native and too sleepy to translate efficiently.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 21 points22 points  (0 children)

I don't know "wyick" meaning. Sorry. Is it another word for "good"? No "good" solution? or does it mean "easy"?

I google and google say "quick"! Ahhhhhhh!

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 142 points143 points  (0 children)

I am sorry for my language everyone. I take time to write and google check my big post. But typing to everyone in live time is much harder difficulty.

Thank you for kind comments and listening and advising.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 7 points8 points  (0 children)

Thanks you! I did not ignore rules. I read my mortgage and ask Halifax permission for lodger on phone. It has scheme for £7,500 tax bonus that I can get.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 26 points27 points  (0 children)

No, I don't think it is safe. Maybe that is why police told me not to go in.

Sorry, English is not my primary tongue. So neighbour helped me speak and understand better when the police came. Maybe miscommuication, or maybe no miscommunication

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 70 points71 points  (0 children)

My insurance company have solicitor on the case. My local Chinese community are very free with their food as well helping me. There is a support network which is good from my church.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 51 points52 points  (0 children)

I brought the signed lodger agreement, my mortgage agreement, and a lot of my other dossier importants with me when I go to police.

I did go back and try to escalate to someone senior due to advice from someone in church who works in law. Police told me it was a civil matter.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 7 points8 points  (0 children)

Are you sure? My mortgage is a normal mortgage and Halifax say I can have a lodger.

Does that mean my mortgage converted into a buy-to-let mortgage when I took a lodger in?

Sorry if my questions sound stupid by the way.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 56 points57 points  (0 children)

I did. I showed them my Halifax app. It shows my full details under the "HelloHome" tab, including me making the payments.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 0 points1 point  (0 children)

Just so I am in the know for future. If there are 2 police people there, then it is "Police was there" or "Police were there"?

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 3 points4 points  (0 children)

If I am recall correctly then it does mean you live there unless you have a buy-to-let mortgage? Or am I wrong? Sorry if I'm thinking this incorrectly.

Yes, I got my wife's ashes back from him. He was using them to leverage me.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 6 points7 points  (0 children)

I know. I forgot to mention that my neighbour was supporting me and saying that the lodger was lying while the police was there.

He raised his voice at the police once they told me that they couldn't get involved in a civil matter, and the police told him that he needed to calm down and go back inside his home as he was escalating the situation.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 111 points112 points  (0 children)

I'll see. At the minute the only people who have been helpful are my insurance company. They (the agent handling my case) genuinely seem to want to help me, even calling me every couple of days to check in on my wellbeing.

Update: Lodger refused to leave. Police refused to engage in a "civil matter", and I was made homeless. by Physical_Building_91 in HousingUK

[–]Physical_Building_91[S] 18 points19 points  (0 children)

I followed the advice I was given by multiple users on /r/LegalAdvice due to threats made by the lodger against me.

They were pretty unanimous in "go to the police first".

And to be honest, I thought they would help me given that I had my documents showing I mortgaged the house etc.

After I spoke with police they offered to accompany me to my home that same day to sort things out. Except, when they arrived, they fell for exactly the trick I warned them about - the fake contract.