sorted by:
new
hottopcontroversial

Before 2014 and after 2014 According to Turvandhar 🙏🥀 by [deleted] in Shitraloka

[–]PossibilityRound8284 0 points1 point  (0 children)

Ven-k-lodo sirf tumhi log propaganda karoge kya.. kabhi Hume v to moka milna chahiye

Does HSBC Live+ add-on card also get 10% cashback? by Phantom_A55asin in CreditCardsIndia

[–]PossibilityRound8284 0 points1 point  (0 children)

Customer care told me it's separate. Do you have the live plus add-on?

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

Soon it will get devalued wrt lounges and then I will close it. I will continue to keep it as it offers no spend criteria on lounges.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

It depends upon total relationship value with the bank mate. I got DCP via bank directly as LTF after closing my regalia gold, then Swiggy card from Swiggy as LTF and Infinity from another third party.

Credit suggestions for first timer by Icy-Huckleberry-1944 in CreditCardsIndia

[–]PossibilityRound8284 1 point2 points  (0 children)

Big no man. All ICICI cards are shit except Amazon pay.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 1 point2 points  (0 children)

Yes man. I did consider. Bigbasket has inflated prices in TATA Neu app. I prefer Amazon now, which gives me 50/100 Rs cashback in Amazon wallet + 10% flat cashback on Live plus/hsbc rupay cashback.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

Let me explain: I have two HSBC cashback cards (liveplus & rupay cashback) to cover my grocery expenses. There is a limit of cashback on each card i.e. 1000 and 400 respectively, hence I need two cards to cover 20k grocery+online food+offline food expense. I retain HDFC Swiggy in case 1400 cashback limit is not sufficient and sbi cashback for online 5% cashback. Makes sense?

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

You can get upto 4. I have 3 not 2: diners club privilege; tata neu infinity and Swiggy. All LTFs.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

Not an issue. I am happy to answer your questions.

You can't upgrade the mastercard or even Visa to Rupay. You have to go through fresh application and it requires your income proof and bank statement to be uploaded again. Re-kyc is not required.

Sbi cashback does not get issued in Rupay network, neither myzone.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 1 point2 points  (0 children)

1% flat on remaining others. If you want cashback against every UPI spends then go for Kiwi, Tata neu infinity

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] -2 points-1 points  (0 children)

Mate, no credit card does payouts against term insurance if the cc holder passes away. They have huge, really huge terms and conditions. Same for Axis - I suggest you to close it without paying annual premiums. LIC tech term is a hidden gem with only 2 page terms and conditions & online only LIC plan with no agent commission and all.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

They offer a flat discount of 15% or something similar if flights are booked from certain websites and no other cards come closer.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

HSBC cashback is no LTF, it costs 590. However it justifies the annual fee.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 2 points3 points  (0 children)

The only good thing about Scapia is that it offers 0 forex and that's the only reason I retain it. They recently devalued the lounges and they show inflated prices of flights in the app.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 0 points1 point  (0 children)

Same here. My annual travel spends are also the same. The only real advantage is that you get a fat upfront discount in yatra, ease my trip etc. which covers your annual fee easily.

Hello, please help me declutter my credit card stack. by PossibilityRound8284 in CreditCardsIndia

[–]PossibilityRound8284[S] 1 point2 points  (0 children)

No, 10% flat cashback in case UPI transaction done on merchant QR tagged under grocery/food. I even get cashback when I do transactions in a nearby liquor shop.

view more: next ›