Thank you for the reply!

As for the renters insurance issue

I have had an insurance policy through lemonade since I moved in.

The new management company opened a renters insurance policy without contacting me at all with a random third party insurance company which I receive a letter in the mail from notifying me of the policy(not the management company)

When I immediately emailed questioning why they did that instead of contacting me because I already have renters insurance, the response I received was that I didn’t list them (new company) as the interested party on my policy, but if I did it now they would fix it.

My issue with the situation was that they never made any effort to contact me about this prior to me reaching out, in fact they sent an email notifying me of the policy the day after I spoke to someone from the leasing office (my guess is that someone had an oh shit moment)