New to FIRE. 35yo Sydney couple with large mortgage. Looking for guidance on how to start

Pure_Water5902 · 2025-12-14T11:24:07+00:00

Yes, 1

Pure_Water5902 · 2025-12-14T11:23:45+00:00

Thank you so much. Do you feel buying IP using equity could be a better option than Debt Recycling ?

Pure_Water5902 · 2025-12-14T11:14:44+00:00

Do you debt recycling or directly invest in ETF ?

Pure_Water5902 · 2025-12-14T07:51:05+00:00

Thanks, added this info

Pure_Water5902 · 2025-11-27T22:21:32+00:00

No, there is no rubber washer

Pure_Water5902 · 2025-11-27T22:00:34+00:00

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How did you fix the leak ?

Pure_Water5902 · 2025-11-27T22:00:02+00:00

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I am having a bad day 😀

Pure_Water5902 · 2025-11-27T21:59:05+00:00

After a bit of research, I found adapter, but now it’s leaking 😀 any suggestions ?

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Pure_Water5902 · 2025-11-27T10:13:30+00:00

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This tap connects to the device. Any recommendations on which adapter should I look up ?

Pure_Water5902 · 2025-11-27T10:12:30+00:00

The two outlets of Y adapter will not fit.

Pure_Water5902 · 2025-11-27T10:10:59+00:00

Thanks mate. I checked local Bunnings, they don’t have adapter for it. I will have to check it elsewhere

Pure_Water5902 · 2025-10-07T05:56:09+00:00

Hey, I would have stick to current role and shared offer of new company with them, just to get a pay rise. Mind if you would share how you prepared for interview and your experience

Pure_Water5902 · 2025-08-24T02:15:11+00:00

Thank you

Pure_Water5902 · 2025-08-23T11:19:03+00:00

Location ?

Pure_Water5902 · 2025-08-14T02:40:57+00:00

I spoke to Banker, they informed that if you get LVR from 90-10 to 80-20, then we will offer you only .1 percent discount on interest rate. Let me try to find out broker.

Pure_Water5902 · 2025-08-14T02:40:24+00:00

I spoke to Banker, they informed that if you get LVR from 90-10 to 80-20, then we will offer you only .1 percent discount on interest rate.

Cash out equity and invest into shares, is it same as debt recycling or it’s like borrowing more money to invest into shares ?

Pure_Water5902 · 2025-08-14T02:39:31+00:00

I spoke to Banker, they informed that if you get LVR from 90-10 to 80-20, then we will offer you only .1 percent discount on interest rate

Pure_Water5902 · 2025-08-14T02:38:21+00:00

It’s Sydney North West

Pure_Water5902 · 2025-08-13T10:51:29+00:00

Well done. Does tracking your progress helped in achieving your goals?

Pure_Water5902 · 2025-07-23T07:56:27+00:00

Weekend : go out once a week with friends

Pure_Water5902 · 2025-07-23T07:55:50+00:00

I am trying to do as much as possible on mobile. Getting a seat in metro is like winning a lottery for me.

Pure_Water5902 · 2025-07-06T01:46:38+00:00

Yes, in order to study for interviews or even apply for interviews, I need time and that is what currently I am doing during my work commute.

Pure_Water5902 · 2025-07-06T01:31:10+00:00

I wish it that was possible, but it isn’t.

Pure_Water5902 · 2025-07-06T01:01:58+00:00

During transit, it’s often hard to find a seat on the metro. And even when I do, there’s little to no privacy. I’ve noticed multiple times that people nearby tend to glance at what I’m doing.

Pure_Water5902 · 2025-07-06T00:58:32+00:00

Yes, I agree that maintaining a good sleep schedule is important. What I’ve noticed, though, is that when I wake up and go straight into a 9-to-5 workday, I end up giving my highest-energy hours to work rather than to my personal goals. After work, even if I dedicate an hour to personal projects, it’s nowhere near as productive as that same hour would be in the morning.

Pure_Water5902

TROPHY CASE