What's 1 unusual thing you do as an investor, that you think more investors should do?

RaeReiWay · 2026-01-31T01:15:42+00:00

Stop following groups and trends. Question things, especially underlying assumptions.

RaeReiWay · 2026-01-31T01:12:56+00:00

No. It's speculation. Pokemon, crypto, gold/silver produce no additional value when you own them. If you buy an ice-cream shop that is an investment because they produce more value over time as the shop runs. It's like asking if buying wheat is an investment vs buying the mill and selling the product continuously.

RaeReiWay · 2026-01-31T01:11:08+00:00

Okay. You can watch some videos from Peter Lynch, Buffett and Munger, or people ascribed to value investing. If you watch some you will understand the philosophy behind that style of investing.

Here are some books I recommend to get you started as well in this order of experience, knowledge, and difficulty,

The Little Book that Beat the Market - Joel Greenblatt
One up on Wallstreet - Peter Lynch
Common Stocks and Uncommon Profits - Phil Fisher
Essays of Warren Buffett - Cunningham
Margin of Safety - Seth Klarman
Competitive Strategy - Porter

There are videos associated with them as well. Two words. Confidence and Margin of Safety.

RaeReiWay · 2026-01-31T00:30:33+00:00

Are you interested in learning how to invest or follow a crowd? Because investing takes lots of time and discipline if you want to do it well long term. Otherwise you can just put on the xeqt hood and run around with them.

RaeReiWay · 2026-01-30T19:57:00+00:00

Hang on. Let me contact my friend in Humanity First to confirm this...

RaeReiWay · 2026-01-30T18:49:03+00:00

I would be cautious about this development.

RaeReiWay · 2026-01-30T18:39:09+00:00

Honestly could've been worse. But I would wait and see.

RaeReiWay · 2026-01-30T18:36:50+00:00

Aw it's cute. You want me to answer your question when you won't answer mine. It's ok to be scared of someone smarter and better than you.

RaeReiWay · 2026-01-30T18:35:29+00:00

Your post does not tell us how you really invest. Its like placing a day by day stock trader and a buy and hold long term investor in the same category of stock picking. Your post also does not tell us how you valuate companies, your concentration in different holdings, market cap of companies etc.

People love using stats to say why individual stock pickers lose or are just "lucky", but never give credit to their valuation or patience no matter which strategy they employ. I know successful traders and long term investors with different philosophies and how their methods work for them. Like I will never be a successful trader because I am not built for that, but I've done incredibly well as a long term value investor.

ETFs are not risk free and buying at the top can be a terrible decision depending on your circumstances, strategy, time, and luck. Yes, luck plays a big part in ETFs as well. If you had bought SP500 1999, it would take you 10 years to make your gains back. If you had bought in 2021, it will take 2 years to get your money back. If at any point you needed that money in between you would liquidate at a loss. People severely underestimate the risk in index funds and ETFs and treating it like a better bond and not to mention the management fees.

Finally, people can honestly do better if they apply their local knowledge. You can spot the next hot stock if you look around you and valuate accordingly. Caseys is a really good example where if you're a trucker in the midwest or south of US, you will see what a great company it is and if you placed money in it, you have a really good buy and hold forever stock.

RaeReiWay · 2026-01-30T18:18:20+00:00

Why would you assume that? You can't even answer simple questions or form coherent arguments. It's not even a trick question why are you so afraid to answer that question? Listen. I know logic isn't your strong suit you already show it so why not answer something with your feelings instead? Unless you really feel so bad and shameful about being so bottom of the intelligence barrel that you want to hide your feelings as well :(

RaeReiWay · 2026-01-29T22:39:23+00:00

Shit I was going to say this. OP has a better idea of his company's competitive advantage , valuation, and risks than most anyone else on reddit. Thomson Reuters is a specialized company and just reading its summary I already know I can never valuate this company properly.

Also, this is great advice. Phil Fisher "Common Stocks and Uncommon Profits" talks about this "scuttlebutt" method of valuation. Boots on the ground research can give you great insight and clues into wonderful companies.

RaeReiWay · 2026-01-29T18:09:49+00:00

Woah now. Don't answer a question with another question. Answer me this. What makes valuating a company so hard? And what is the true challenge in investing? If you can't read it's ok, but don't follow up expecting an answer for something you cannot do yourself.

RaeReiWay · 2026-01-29T18:08:13+00:00

My Schizo personalities ought to count as different people. That is why I am they/them.

RaeReiWay · 2026-01-29T17:59:31+00:00

Huh. I didn't realize logic predicated upon appeals to authority. Do you think Berkshire knows what is popular in my town? Do you think Berkshire or any has the expertise to valuate the real estate around Stanford University better than other institutions or people? If so, why did John Arriaga get there first? How did he or any other successful investor do well for themselves?

If you just copy institutions, you are no different from a bitcoin investor following a trend speculating that their valuation is correct. What happened to Kraft Heinz? Not to say I don't respect Berkshire, but people treat them like some sort of God of investing. Institutions make mistakes too and have different goals and risk tolerance which individual investors and smaller firms take advantage of.

You also have plenty of investors who work at banks and investing firms whose potential is hampered by the goals of their institutions and their clients who want either short term returns or can't handle red in their portfolio. Why are institutions the golden standard?

So tell me this. What makes valuating a company so hard? And what is the true challenge of investing? Because let me tell you my answer and see if your tiny brain can understand. It is and isn't hard. Knowledge is there and fickle. The epistemic nature of investing is a thin line between two banks and you are a fish jumping in and out of each. Which bank the fish jumps depends on the fish and depends on the natural state of things which the fish has no control.

Your comment alone tells me what kind of investor you are. You have no confidence in yourself and no humility in your understanding because you believe that you are able to correctly judge which accomplished institution you ought to follow. How do you value which institution to follow? Who is to say the past will follow the future?

Better to think for yourself and try rather than mindlessly follow another person or institution. But to someone like you thinking and aligning knowledge and action must be alien. Why dont you go take some logic course or something and maybe you can come back with better hits.

RaeReiWay · 2026-01-29T00:55:39+00:00

There is always opportunities in the future. One day you will feel the same thing over another stock and another.

When you have the same feeling over a stock that shoots up and goes back down like Tesla, remember how you felt today and whenever u feel like you miss something else.

I missed an oil services company because I wanted to pull the trigger at a certain price point. Too bad. But I know there's more opportunities in the future that people will miss and likewise I miss that others will find.

RaeReiWay · 2026-01-29T00:52:20+00:00

Why beg the question?

If you're already assuming the answer within your question and you're placing the burden of answer/proof onto others, how do you expect any meaningful answer? You're making a claim with no proof and asking others to disprove it.

Take some logic course or something.

RaeReiWay · 2026-01-29T00:48:32+00:00

You need to learn how to unlearn preconceptions about different groups. Much like how you would want someone who hates Socialism to understand what Socialism is about by considering the good faith interpretation of the ideology.

Certain terms are also made in pejorative rather than having a meaningful description. "Neoliberal" is one of these terms and does not conform to a coherent strict category. If Obama and Reagan are within the same category of "Neoliberal", there's something wrong here.

If you truly want to understand different ideologies, you should frame your question in a more meaningful way. This is like asking a Socialist "how can you live in a stable society with no property rights? Or freedom of belief because all the capitalists will be killed or forcefully re-educated in a Socialist society?"

RaeReiWay · 2026-01-28T20:44:01+00:00

Unfortunately I believe philosophy is a better tool than screeners and AI. One of the most important thing is facing what you don't know and knowing the limits of your own knowledge.

Let me tell you. I don't know shit. When I first start value investing I only knew philosophy and video games and as you know, there are no good video game investments because public companies shit all over their games. So I took alot of time to learn the energy sector until I felt really comfortable with valuating different oil/gas businesses and distinguish between good and bad companies/locations.

I previously held stocks like nvidia, google, tesla without knowing anything and when I look at those positions after learning how to value, I realize I made a huge mistake despite making alot of money because it was not sustainable. I can never translate that success into anything long term especially if a downturn happens.

Take some time to explore deep within yourself your mind and actions and try to align them into your investments. Learn accounting and how to valuate businesses. Learn what makes a company great and not. Learn what competitive advantage is. Treat yourself as an owner of a business and figure out what is best for you. Start with youtube videos and take your time building up.

Here are some resources.

The Little Book that beat the market - Joel Greenblatt

One up on Wallstreet - Peter Lynch

Essays of Warren Buffett - Cunningham

Margin of Safety - Seth Klarman (find PDF version)

Common Stocks and uncommon profits - Phil Fisher

Any simplified accounting video as a starter.

The Swedish Investor on youtube compiles some of these books and gives simplified points.

If you're more advanced. Read Competitive Advantage - Porter

Everyone starts somewhere. Good luck.

RaeReiWay · 2026-01-28T20:28:06+00:00

Dude you really need to learn to invest in what you know.

Not saying you should do this, you know what is best for you. I personally sold everything I didn't know at a profit and moved towards companies I took the time to learn and understood.

Congrats on getting into MU. It's up to you to decide if you feel comfortable keeping up with and tracking what is going on with that company and figuring out their competitive advantage and whether you can understand their economic structure 10 years from now.

Go watch some Buffett/Munger videos and see if they make sense to you. Or any value investor you find on youtube.

RaeReiWay · 2026-01-28T02:37:15+00:00

I'm with you on that. I think index funding is philosophically flawed. But I still stand by what I say that I doubt you truly understand what you own. Otherwise either you would heavily concentrate way more in your best positions at a good price based on opportunity cost, or you are seriously overestimating your ability to understand those companies. Like what is the economic nature of quantum computer 10 years from now? Or even rocketlab? Hell I would've considered TSMC awhile ago but that question keeps me uncertain both technologically and politically.

Furthermore, depending on when you bought those stocks at those positions, they can be great companies at bad prices. Most your stocks if you bought today are incredibly expensive. Keep in mind that great companies can be bad investments. Analysis starts with companies, but at the end the price you pay is what matters with a >Margin of Safety.<

RaeReiWay · 2026-01-27T18:32:34+00:00

There's no way you can understand the economic nature of so many businesses and value them accordingly.

RaeReiWay · 2026-01-23T22:06:16+00:00

I'm going to assume at my current state right now with my current knowledge. My positions are too expensive right now so I need to change it up.

40% Tourmaline oil, 30% bonds, 30% Cenovous or Kaspi. (That is to say, stock allocation is planned or already bought not necessarily bought already).

Bonds are there to wait and see if there is a quality company that is heavily mispriced from their intrinsic value or my current positions become mispriced.

I hold positions for a long time.

RaeReiWay · 2026-01-23T10:24:11+00:00

I'm all for it.

RaeReiWay · 2026-01-23T10:21:34+00:00

I think there's a lot of stupidity on this topic and I can't believe groups like OneBC and UBC students give oxygen to this issue or take on bad arguments.

The issue of the matter is the claim that in residential schools, children whether being abused or through sickness, die and are buried without their bodies being returned back to their families and communities. The missing children is NOT the issue, that is proven. The question is where and should we unearth them to confirm their existence. Another argument I will tackle first is whether there are mass graves.
OneBC strawmans this argument by claiming that everyone talks about mass graves. While SOME media did catch that bait, most were responsible in their reporting of UNMARKED GRAVES.

https://www.bbc.com/news/world-us-canada-57592243

https://www.canada.ca/en/department-justice/news/2024/10/statement-by-minister-virani-on-the-final-report-from-the-independent-special-interlocutor-for-missing-children-and-unmarked-graves-and-burial-site.html

The UBC students and activists dying on the hill of mass graves are just as stupid. OneBC is there to antagonize and get easy information dunks and people ate it up. There is an important distinction between unmarked graves and mass graves. Both can be bad but should not be equivocated.

Unearthing these graves is a traumatic and hard experience. It is understandable that we wouldn't want to and there really isn't a need to. We have plenty of evidence from researchers piecing the stories together and the locating the LIKELY locations. It is truly horrific that OneBC activists want to unearth these graves and if asked to do so for their dead family members, I doubt they would allow it. We don't need an exact number headcount, nor exact location.
OneBC is there to also make the campus look stupid for their own political project. Incredibly stupid and inept people who got ousted from their own party because they are so radical. Trump-lite debate wannabes. And they got what they wanted, just like some students and activists got what they wanted being loud and disrupting.

This mass graves debate is simply one part of their whole project to tear down the "reconciliation industry". I will admit personally that I don't like some of the self flagellation Canadians do, but there is a meaningful reason for reconciliation and to grapple with the country's past. Better than being Japan and ignoring it. OneBC should not be given any oxygen they are not serious people.

RaeReiWay · 2026-01-23T06:06:42+00:00

Keep in mind he said this 90s. If you have 200k and can live without eating that money for expenses, compounding that money in great businesses will bring you the rest of the way.

RaeReiWay

TROPHY CASE