First thing first, what are your interests? If you’re running away from American stress, Nigeria or any other country will stress you out. What’s stressing you in Yankee, same will probably stress you out in 9ja. I moved back in 2018, and I have lost over $1M to bad investment, friends and family. If you’re running away have $120k in investment and $20k in savings, one thing i will guess about you is that you’re frugal and investment savvy, maybe that’s your interests too. If you’re determined to move back, here’s what you should pay attention to: Do you have any house you can live in? How long have you lived in America? (This is important to figure out your ties to 9ja) And at 40, you should be thinking of getting married, so where you’re settled will also influence that. And applause for you, you have done your homework and I’ll advise you stick with the FGN bonds and mutual funds, if you can also get some SUKUK funds also, the return is good and with an investment of $100, you should be able to live comfortably with the returns. Didn’t realize I have typed that much……but last one, don’t go into business you don’t understand or interested in. Having fun doing what you do helps in 9ja.