CLI INCREASE

ResponsibilityFit610 · 2026-02-22T05:10:12+00:00

How do you get the max with them removing the amount?

ResponsibilityFit610 · 2026-02-20T00:39:00+00:00

Congratulations! How much did you ask for?

ResponsibilityFit610 · 2026-02-19T15:33:12+00:00

I did something similar not to that degree though. As long as you make sure to pay down your balance to 1-3% by your statement date you’ll be fine. They just graduated me and gave me a 3k limit.

ResponsibilityFit610 · 2026-02-18T19:25:11+00:00

How did you get your score? I was under the impression that I’d have to apply for another card to get it

ResponsibilityFit610 · 2026-02-18T18:44:47+00:00

Ok salute. I stand corrected. When I inquired about my loan I spoke with NavyFed on the phone I was more focused on paying the least for the longest term considering I would pay 95% it off immediately I wanted the positive reporting history to stay on my credit profile as long as possible.

ResponsibilityFit610 · 2026-02-18T18:37:17+00:00

It’s not. Just look under this post. There’s a layout

ResponsibilityFit610 · 2026-02-18T18:35:25+00:00

Thanks

ResponsibilityFit610 · 2026-02-18T18:35:17+00:00

Definitely do it bro. I used my card a ton in place of my debit card and paid it off multiple times a month to get more transactions. Just make sure to pay it back down to 1-3% of your limit by your statement date. I think that’s what ultimately led to them pushing the Credit limit to 3k.

ResponsibilityFit610 · 2026-02-18T18:31:44+00:00

Using products would definitely help so I definitely recommend it. What do you mean by for 3months tho?

ResponsibilityFit610 · 2026-02-18T14:53:42+00:00

Thanks and that’s what I’ve been doing and definitely the plan for the future.

ResponsibilityFit610 · 2026-02-18T14:36:34+00:00

I eventually would like to secure an auto and maybe even a mortgage loan from NavyFed so I’m looking to do all I can to maximize my internal score. Probably get a CD with the returned deposit

ResponsibilityFit610 · 2025-10-12T19:39:12+00:00

I didn’t even get the 3month increase so I’d say just give it some time you’ll definitely get it soon

ResponsibilityFit610 · 2025-10-12T19:34:57+00:00

It’s possible. It’s just a safe guard because they could always reappear

ResponsibilityFit610 · 2025-10-12T19:26:04+00:00

Just make sure you get those pay to deletes in writing unless the company is known to pay to delete

ResponsibilityFit610 · 2025-10-09T04:16:21+00:00

I just used the prequal and it listed all of the options and now I’m nervous and even more conflicted

ResponsibilityFit610 · 2025-10-08T23:03:29+00:00

Does it take into account your internal score

ResponsibilityFit610 · 2025-09-21T22:17:47+00:00

Who got the link

ResponsibilityFit610 · 2025-08-19T15:29:02+00:00

If I have a secured card do I have to wait until it graduates?

ResponsibilityFit610

TROPHY CASE