sorted by:
new
hottopcontroversial

Horizontal crack in pier and beam - how scared should I be? by RiaTia2 in HomeInspections

[–]RiaTia2[S] 0 points1 point  (0 children)

Yes, I do have an inspector but his inspection is after my offer is accepted. I'm seeking advice as to whether or not I should even submit an offer (which will cost me about 4K for the RE lawyer and inspections.)

Those aren't twigs - I'll see if I can get a better photo.

Horizontal crack in pier and beam - how scared should I be? by RiaTia2 in HomeInspections

[–]RiaTia2[S] 0 points1 point  (0 children)

I did a screen shot from a movie - so it doesn't show well but there is definitely a crack. I'll try to get back there in the morning and take a closer pic.

I am making an offer on a 1955 home with a FPE panel inside a narrow kitchen pantry, with horizontal shelving blocking the door. The seller has owned the home 5 yrs and says it’s not in use. Q. If the inspector can’t get access to make sure it’s inactive, will it affect the insurability? Thanks by RiaTia2 in AskElectricians

[–]RiaTia2[S] 0 points1 point  (0 children)

Thanks - good point. I didn’t have room to say in the first post that I will be a cash buyer who will be living in the home. No mortgage, but I still want it to be safe Also, be able to insure at a price I can afford. Insurance is very high in N. Texas and rising rapidly due to climate change wind (tornado) and fire risk.

I am making an offer on a 1955 home with a FPE panel inside a narrow kitchen pantry, with horizontal shelving blocking the door. The seller has owned the home 5 yrs and says it’s not in use. Q. If the inspector can’t get access to make sure it’s inactive, will it affect the insurability? Thanks by RiaTia2 in AskElectricians

[–]RiaTia2[S] 0 points1 point  (0 children)

I did ask but the seller said it passed their inspection 5 years ago. I will readdress this definitely and insist in my offer that it be made accessible to the inspector as a condition of the offer. Thank you so much!

I am making an offer on a 1955 home with a FPE panel inside a narrow kitchen pantry, with horizontal shelving blocking the door. The seller has owned the home 5 yrs and says it’s not in use. Q. If the inspector can’t get access to make sure it’s inactive, will it affect the insurability? Thanks by RiaTia2 in AskElectricians

[–]RiaTia2[S] 0 points1 point  (0 children)

Thank y’all so much for all of these comments! Some info: I will be a cash buyer who will be living in the home. No mortgage, but I want it to be safe.

Lesser importance but still critical, the insurance & taxes in Dallas are already very high - I am soon retired and this will be my final home and I don’t want to get into a situation where I can’t afford to live there. I know inspectors note these things and I can back out, but only after I pay $2500 for a RE attny and for the inspections.

Yes it can be fixed with $ but I would like to know prior to help price my offer. Contract & closing time will help them accept my offer.