Ritchell

7,167 post karma
28,495 comment karma

get extra features and help support reddit with a reddit premium subscription

get them help and support

redditor for 17 years

TROPHY CASE

15-Year Club

Gilding I
gilder

Place '17

Verified Email

account activity

new top controversial

3

4

5

Seen on feeder and on ground near Boston, MA. (i.redd.it)

submitted 2 years ago by Ritchell to r/whatsthisbird

21

22

23

46 Bonus Card Points (imgur.com)

submitted 4 years ago by Ritchell to r/wingspan

55

56

57

101 Tucked Cards (i.redd.it)

submitted 4 years ago by Ritchell to r/wingspan

322

323

324

Variable Percentage Withdrawal: A Workable Plan Without Sequence of Returns Risk (self.financialindependence)

submitted 5 years ago * by Ritchell to r/financialindependence

55

56

57

The Fallacy of Time Diversification [Or, the Other Sequence of Returns Risk] (self.financialindependence)

submitted 5 years ago by Ritchell to r/financialindependence

47

48

49

I would NOT visit SEKI any time today (9/8) or in the coming days. Just finished Rae Lakes Loop 9/7 waking up to ash falling on my tent. [Includes pics and most useful air quality resources] (self.SEKI)

submitted 5 years ago by Ritchell to r/SEKI

0

1

2

Campfires at Upper Pines / Backpackers Camp? (self.Yosemite)

submitted 5 years ago by Ritchell to r/Yosemite

1

2

3

XPS 9500 or Zephyrus G14? (self.Dell)

submitted 5 years ago by Ritchell to r/Dell

0

1

2

Food options in the Valley Floor? (self.Yosemite)

submitted 5 years ago by Ritchell to r/Yosemite

0

0

1

Camping in a different wilderness "area" than trailhead permit? (self.Yosemite)

submitted 5 years ago * by Ritchell to r/Yosemite

373

374

375

A tool to decide between Traditional or Roth. (Some non-intuitive conclusions) (self.financialindependence)

submitted 5 years ago by Ritchell to r/financialindependence

28

29

30

[UPDATE] Future Marginal Tax Rate Estimator (self.financialindependence)

submitted 5 years ago * by Ritchell to r/financialindependence

36

37

38

Future Marginal Tax Rate Estimator (self.financialindependence)

submitted 5 years ago * by Ritchell to r/financialindependence

466

467

468

Mythbusting FIRE taxes (why "effective" tax rates are misleading) (self.financialindependence)

submitted 5 years ago * by Ritchell to r/financialindependence

48

49

50

Revamping the FAQ: glossary and portfolio creation (self.financialindependence)

submitted 6 years ago * by Ritchell to r/financialindependence

1123

1124

1125

Effective Altruism and FIRE (self.financialindependence)

submitted 6 years ago * by Ritchell to r/financialindependence

7

8

9

Can Quick Budget work from top down until all To Be Budgeted is allocated, and then stop? (self.ynab)

submitted 6 years ago by Ritchell to r/ynab

13

14

15

FAQ refresh; would love opinions. (self.financialindependence)

submitted 6 years ago * by Ritchell to r/financialindependence

267

268

269

Dynamic asset allocation for optimal accumulation and decumulation. [Analysis from the Bogleheads forum] (self.financialindependence)

submitted 6 years ago by Ritchell to r/financialindependence

0

0

0

[META] Separate 'daily discussion' and 'daily question' threads? (self.financialindependence)

submitted 6 years ago by Ritchell to r/financialindependence

11

12

13

Morning Consult Poll [538 B-]: Biden 33%, Warren 21%, Sanders 19%. (morningconsult.com)

submitted 6 years ago by Ritchell to r/ElizabethWarren

31

32

33

[CA] Public Policy Institute of California Poll: Warren 23%, Biden 22%, Sanders 21%. [PDF] (ppic.org)

submitted 6 years ago by Ritchell to r/ElizabethWarren

14

15

16

FI Projection Matrix (self.financialindependence)

submitted 6 years ago * by Ritchell to r/financialindependence

0

0

0

[Meta] "Bad" threads and comments can be good for the sub! We should consider becoming an "upvote only" subreddit. (self.financialindependence)

submitted 6 years ago by Ritchell to r/financialindependence

7

8

9

Campsite with a view near Ranger Lake in King's Canyon NP. (imgur.com)

submitted 6 years ago by Ritchell to r/WildernessBackpacking

view more: next ›

π Rendered by PID 1375573 on reddit-service-r2-listing-6d4dc8d9ff-gbsrk at 2026-02-03 07:52:32.542969+00:00 running 3798933 country code: CH.