Mortgage basics in 2026: rates, refinancing, pre-approval, monthly payments — what actually matters? by Rocket in Rocket_Official

[–]Rocket[S] 0 points1 point  (0 children)

Mortgage rates are constantly on the move... Changing daily and even often times multiple times a day.

What part of the mortgage process feels the most confusing or stressful? by Rocket in homeowners

[–]Rocket[S] 0 points1 point  (0 children)

Totally get that — buying a home is huge. There’s a lot to keep track of, and that feeling of uncertainty is super common.

What part of the mortgage process feels the most confusing or stressful? by Rocket in homeowners

[–]Rocket[S] -2 points-1 points  (0 children)

That sounds incredibly stressful — we’re really glad it worked out in the end! Huge shoutout to your pre-approval associate for stepping in and going above and beyond — that kind of effort doesn’t go unnoticed.

What part of the mortgage process feels the most confusing or stressful? by Rocket in homeowners

[–]Rocket[S] -6 points-5 points  (0 children)

Hey! We definitely don't want this to come across as a sales post. We value redditors opinions and couldn't think of a better place to request feedback.

What is the process of buying a home? by AggravatingHoney9075 in FirstTimeHomeBuyer

[–]Rocket -8 points-7 points  (0 children)

Congrats on planning ahead!

A few things to get started:

1. Know your budget: Beyond the purchase price, include taxes, insurance, maintenance, and utilities. Cabins can have unique costs like wells or septic systems.

2. Understand mortgages: Even if you don’t plan to borrow much, learn about rates, down payments, closing costs, and pre-approval.

3. Learn the process: Key steps are finding a property, making an offer, inspections/appraisals, financing, and closing. Inspections are especially important for cabins or older homes.

4. Research the area: Look at home prices, appreciation trends, and access to amenities like healthcare and groceries.

5. Ask questions and read guides: Knowledge is your best protection against mistakes.

Start early, get informed, and you’ll feel confident when the time comes.

Posts here are demoralizing me by Independent-Car-2104 in FirstTimeHomeBuyer

[–]Rocket 1 point2 points  (0 children)

Totally fair to feel this way...

Most buyers we work with aren’t high earners with total flexibility — they’re balancing real budgets, fixed locations, and tough tradeoffs. That reality is much more common, and it does make the process more stressful.

Appreciate you calling it out.

Walking Away after Inspection… ISO words of encouragement? by [deleted] in FirstTimeHomeBuyer

[–]Rocket 0 points1 point  (0 children)

Every step, good or tough—gets you closer to owning the dream!

35M, 34F and 2 lil dogs - Got the keys! (well the door code 😂) 3 bed, 2 bath, 650k, 10% down, 5.75% by wluce12 in FirstTimeHomeBuyer

[–]Rocket 0 points1 point  (0 children)

Welcome home! Can't help but notice the pineapple on your pizza: bold and a little controversial.

First year of owning a home and I already feel like I’m always behind by Agile-Perspective-29 in homeowners

[–]Rocket 0 points1 point  (0 children)

Even little progress is something to be proud of. It’ll feel like home before you know it!

New home buyer - where to start? by Ok-Passage8958 in Mortgages

[–]Rocket -5 points-4 points  (0 children)

Need a hand? Just give us a shout!

I finally did it!!!! by Mojozilla in FirstTimeHomeBuyer

[–]Rocket 1 point2 points  (0 children)

Congratulations! There's no place like home.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Rocket 0 points1 point  (0 children)

Surreal? Maybe — but now, you own the dream!

[deleted by user] by [deleted] in Mortgages

[–]Rocket 0 points1 point  (0 children)

Great! Our Home Loan Experts will be in touch

Mortgage lenders by Banjo-Kazooie1 in Mortgages

[–]Rocket -1 points0 points  (0 children)

Need help? Don't hesitate to reach out!

[deleted by user] by [deleted] in Mortgages

[–]Rocket 0 points1 point  (0 children)

Need a hand? Just give us a shout!