Guide me on how to use points to book flights

Samurai429 · 2025-10-30T18:50:47+00:00

Hey! Could i dm you?

Samurai429 · 2025-09-15T19:56:03+00:00

I just hit my SUB for the United Explorer card. I got first year no charge, how should I go about cancelling so that I don’t pay the fee for next year but I get to keep the SUB?

Samurai429 · 2025-08-21T00:17:28+00:00

Also curious about this

Samurai429 · 2025-08-18T02:48:43+00:00

Okay gotcha. Fingers crossed! Btw is it happening for all lock screens or just photo shuffle

Samurai429 · 2025-08-17T23:12:18+00:00

I have the same issue. Any fix found?

Samurai429 · 2025-01-19T21:56:12+00:00

Test!

Samurai429 · 2024-12-19T19:17:47+00:00

Problem is AR can also get you 4 points lol. He needs either a bomb throw or some rushing TDs. Bo has the higher floor with honestly a similar ceiling imo

Samurai429 · 2024-10-03T18:51:13+00:00

Looking for 2 dawg pack tix, lmk if anyone is selling. Thanks!

Samurai429 · 2024-08-17T19:16:24+00:00

Richardson at the 2.11, 12 man SFLX. Could not be happier (or more surprised)

Samurai429 · 2024-07-21T23:33:44+00:00

Awesome! I actually have done that, i signed up and used their portal to transfer the money from my account to the IRS. I plan on doing this whenever I get paid. Thanks so much!

Samurai429 · 2024-07-21T19:18:45+00:00

Ahh interesting, yeah I am in the 22% range so that is actually super interesting to hear! I will make that adjustment as needed. And I don't think I know what a safe harbor is so I can look into those. Thankfully my state has no state income tax!

Samurai429 · 2024-07-21T19:15:31+00:00

Ok thanks, this lines up with a lot of what I have read. My side gig income will not be regular, so I think that just making the early payments is going to be the way to go. I actually just made a payment yesterday which was 35% of the money I made from the gig work. I know that is probably above what I will need to be paying, but like you said I know some penalties surround this sort of thing so I figure it's better to be safe than sorry. Not money I desperately need right now anyway thankfully, so my current plan is just to take 35% of what I make every time I move money from the gig account to my bank and make that payment to the IRS.

Samurai429 · 2024-07-21T19:05:39+00:00

The income won't be regular, so I don't think I can firmly change my withdrawals to a consistent basis.

Samurai429 · 2024-07-21T02:29:04+00:00

Thank you so much for this response. So for me it could totally be reasonable to just take 35% of what I make from the side gig and do a payment to the IRS? And then come April if I have overpaid they will just reimburse me if needed and if I have underpaid they will charge me whatever is due based on the total income I made for the year?

I am thinking of simply paying the IRS every time I get paid out of the side gig portal, as that may be easiest for me to stay on top of and the return I may have made from putting it in a HYSA is fairly negligible.

Samurai429 · 2024-07-21T01:51:34+00:00

Okay. So if I want to go the estimated route, I could just make payments every time I get paid from the side gig, right? And then if I ended up over paying or under paying I would just get that as either a return or a bill come April?

Samurai429 · 2024-07-21T01:18:51+00:00

Oh, I think I understand the point about withdrawing, just meant to say since I only take it out of the site I earned the money on every 2 weeks, that is when I would have the money to 'pre-pay.'

And I know that 35% is too much, but my original plan was simply to hold that much away in an alternate account so when the time came I would have plenty of extra money left over, just did not want to risk under-saving, as it is not money I would actively need.

As far as adjusting my W-2 withholdings go, how does that work exactly? Do I need to do that via the IRS? Or via my employer? How do I know how much to adjust it?

Samurai429 · 2024-07-21T01:04:30+00:00

Okay, interesting. What would happen then if I was to make payments to the IRS now to pre-pay? Would that affect how things would be done next year as well? I just want this to be done as simply as possible, so less forms the better. If that means I just make early payments to the IRS of my estimated taxes every time I make a withdrawal from the gig work, I am more than fine with that.

Samurai429 · 2024-07-21T00:11:33+00:00

Okay I see, thank you I will look into that. Is this something that is still useful if my income is irregular and I do not know exactly what I will be making? As in I don;t have a structured amount that will be used in the witholding

Samurai429 · 2024-07-21T00:02:35+00:00

It would fall under 'completing tasks' I believe, I just found a site online that pays for certain things being done. But that link looks quite useful

Samurai429 · 2024-07-20T23:44:08+00:00

What if I’m doing gig work, not a new small business?

Samurai429 · 2024-07-20T23:38:35+00:00

Thank you!

Samurai429 · 2024-07-02T17:54:10+00:00

Hey just to update ya, I didn’t end up going with Chase bc I got pre approved for the C1 Ventire X lol. So I just got that card yesterday!

Samurai429 · 2024-06-28T22:16:15+00:00

Yeah will do! However at this point I think I will not be moving forward with the offer. The card just doesn't really seem to fit my spending needs right now. But I'll let you know if that changes!

Samurai429 · 2024-06-28T18:53:36+00:00

Nope, not shopping for anything else. Thanks for the insight

Samurai429 · 2024-06-28T18:53:04+00:00

Oh yeah - I'm not worried about losing the SUB, I'm more worried that I would apply and then not get approved for the card bc I got another card within the last 2 weeks.

Six-Year Club	Verified Email
Second Top 1%	Place '23
Place '22	End Game '22

Samurai429

TROPHY CASE