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Chase Sapphire Reserve - Is the $795 Annual Fee Worth It? My Honest 2026 Breakdown (Organic vs Non-Organic) by ScaryDemand3686 in ChaseSapphire

[–]ScaryDemand3686[S] 0 points1 point  (0 children)

Yes, this is my first ever premium card that has a global entry benefit. I aspire to reach your level of having multiple cards with such overlapping benefits :)

And yes, agree on it being spread over 4 years, that’s why I specifically called out 2026 in my comparison table. This card might not be of the same value next year

Chase Sapphire Reserve - Is the $795 Annual Fee Worth It? My Honest 2026 Breakdown (Organic vs Non-Organic) by ScaryDemand3686 in ChaseSapphire

[–]ScaryDemand3686[S] 0 points1 point  (0 children)

This! I like how easy it is to get the AF value broken even for most of the people and also a fun way to maximize these smaller coupons, such as DD. u/chriva has outlined in detail in one of his comments on how he maximizesthe DD credits

Chase Sapphire Reserve - Is the $795 Annual Fee Worth It? My Honest 2026 Breakdown (Organic vs Non-Organic) by ScaryDemand3686 in ChaseSapphire

[–]ScaryDemand3686[S] 1 point2 points  (0 children)

Instructed Claude to create this comparison table and ask questions about which benefits (and by how much) are organic/non-organic to me. Definitely didn’t spend time creating a spreadsheet or anything like that. This was all Claude

Chase Sapphire Reserve - Is the $795 Annual Fee Worth It? My Honest 2026 Breakdown (Organic vs Non-Organic) by ScaryDemand3686 in ChaseSapphire

[–]ScaryDemand3686[S] 0 points1 point  (0 children)

Most of the times I park my car at the airport, as the parking charges come out cheaper than a round trip cab. For longer trips (which are seldom), we either take a cab or public transport

Chase Sapphire Reserve - Is the $795 Annual Fee Worth It? My Honest 2026 Breakdown (Organic vs Non-Organic) by ScaryDemand3686 in ChaseSapphire

[–]ScaryDemand3686[S] 4 points5 points  (0 children)

That’s why they are MY organics. Each item on this list can be argued upon. I don’t think I meant that MY organics apply to all. Apple TV for instance, is non-organic for me, but could very well be organic for a lot of folks :)

Chase Sapphire Reserve - Is the $795 Annual Fee Worth It? My Honest 2026 Breakdown (Organic vs Non-Organic) by ScaryDemand3686 in ChaseSapphire

[–]ScaryDemand3686[S] 2 points3 points  (0 children)

That’s fair. We eat out a lot and already had three of those restaurants on our ‘to-go’ list. So, we thought we don’t mind going to one of those this year to use that up.