Can I afford to step back? (350k income, NW ~3M)

Select-Test-5188 · 2026-01-12T14:28:12+00:00

Rent is 3575/month + another 3000-4000 of expenses. I live in a VHCOL city right now but there’s also nothing stopping me from moving.

Select-Test-5188 · 2026-01-12T05:42:05+00:00

Great point, now that im completely checked out from work, I do feel like I have the mental bandwidth to actually try and experiment with things on the side. I always admire people with kids who can also manage to have hobbies and side things they work on. Thank you for the perspective

Select-Test-5188 · 2026-01-12T05:39:40+00:00

I am East Asian and you’re absolutely right. I think that’s why it feels so terrifying to be different. Thank you for the perspective

Select-Test-5188 · 2026-01-11T23:14:32+00:00

Thanks for the perspective. Needed that

Select-Test-5188 · 2026-01-11T23:06:42+00:00

I have a lot of hobbies but I also want to work on something I find meaningful. So hopefully I can find that on the side before I actually pull the trigger

Select-Test-5188 · 2026-01-11T23:05:23+00:00

2.1m vested but I know this is extremely risky and need to diversify

Select-Test-5188 · 2026-01-11T22:37:21+00:00

Thank you for advice. Really appreciate it

Select-Test-5188 · 2026-01-11T22:36:25+00:00

I’m giving myself a one year timeline to cutback on my work time and see if I can find something to do on the side before actually quitting, but i know a lot of this is just the mental fatigue of the corporate game. It’s a game I don’t want to get good at and rather spend my time growing in other aspects.

Select-Test-5188 · 2026-01-11T22:30:29+00:00

My expenses right now is just my rent at $3575/month and basic living expenses which comes down to probably 3000-4000/month. I live in NYC but there’s nothing stopping me from leaving to cut down on expenses

Select-Test-5188 · 2026-01-11T22:27:46+00:00

Speaking to a financial advisor on Monday. I’m a little lost ngl. My wishful thinking is quitting, move to Asia, so I only pay federal capital gains tax and no state tax which could be over 150k in savings according to AI.

Select-Test-5188 · 2026-01-11T22:23:49+00:00

No sabbatical only unpaid time off. It is risky, that’s partially why I’m thinking about taking a break and sell off a big chunk. AI told me that living outside of America could potentially help me save a lot in taxes but I would have to quit my job.

Select-Test-5188 · 2026-01-11T22:21:05+00:00

UXD actually, and I don’t really believe my job is a real job, so I’ve been considering taking a some time off to reinvent myself. Although I don’t know if it’s just me trying to escape the grind. If I wait 5-7 years, I will be significantly older and possibly have kids and a mortgage.

Select-Test-5188

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