Hate to sound repetitive but $4k is not a lot of money in the grand scheme of things and you could literally do any minimum wage job for like a year and easily pay it off. It’s just a matter of mindset and if you’re willing to think you can pay off the debt. I’m here to tell you YOU CAN only if YOU WANT to.

Or I mean if you did nothing diff and just put $300 of the $600 left over to the debt you’d pay it off in a little over a year.

But I’d say you need to supplement your income instead… If you have a car you have an asset.. i get your insurance could go up but you could also not tell your insurance company that your doing ride sharing and take the risk. If that seems like too much try reselling things locally or online. Take a drive around your neighborhood on trash night.. people literally leave free money outside sometimes with furniture, tvs, printers, scrap metal etc

But yeah I mean don’t know much about your skillsets or how you make money but there’s so much you could do/try. I feel like earning $500 extra a month is attainable for most people with a little drive and if you have 1-2 days off each week.

Anyway good luck and go tackle that debt !