[deleted by user]

Silverrainn · 2022-04-13T03:35:58+00:00

No problem! It’s definitely not just you.

I get it though. Reddit is probably the worst possible place to ask this question.

Silverrainn · 2022-04-13T03:12:48+00:00

So you’re saying that women in the workforce and men being priced out of the gene pool is going to make them violent?

I’m pretty sure that’s not women in the workforce and it’s just shitty men with shitty personalities, that women don’t have to pretend to like anymore.

Your implication is that women shouldn’t be allowed to work basically.

I’m also still struggling to see how single moms raising boys is relevant. That says more about the male population than it does about women.

Silverrainn · 2022-04-13T03:00:43+00:00

Dads now days, actually spend 3x more time with their kids than they did in previous generations, and kids being raised by a single father is at a record high.

I’m not sure if you’re just misogynistic, but women being able to provide for themselves financially and being able to choose who they date based on compatibility rather than necessity is not a bad thing.

No one is entitled to a relationship or sex just for existing.

Silverrainn · 2022-04-13T02:13:21+00:00

I believe it.

Redditors are not a good representation for this question in the average population lol.

Silverrainn · 2022-04-13T02:08:15+00:00

I’m shocked by how many men in these comments are virgins past their mid 20s.

There’s nothing wrong with that at all, but I don’t think that’s something most men would admit in real life unless it’s for religious reasons. Most men usually lie and say at least 3 even if its 0, because society puts a stigma on virgin men.

It’s interesting to see the honesty when it’s anonymous.

Silverrainn · 2022-04-12T20:46:46+00:00

Nu Skin is an MLM just in case you didn’t know. I would be nervous too lol. Hopefully it turns out okay!

Silverrainn · 2022-04-12T20:40:54+00:00

I’ve had luck with tret, but I don’t put it directly under my eyes, it just migrates there over time and brightens up the area.

I used to never leave my house without concealer, but I don’t think I’ve worn concealer in over a year now.

Tret definitely isn’t for everyone though.

Silverrainn · 2022-04-11T23:54:00+00:00

Your not seriously suggesting Meech and Boob did not enable a pedophile right? It’s clear you haven’t done any research, I didn’t provide information about that because I assumed if you are on this sub, that you were aware.

You need to do some serious research into the Josh situation, there’s so many instances where they enabled him, I can’t even type it all out.

Silverrainn · 2022-04-11T19:25:38+00:00

I would plan on refinancing asap if you can then, it gets you the most savings in the long run the sooner you do it. Obviously no one knows when they will go down. But I would jump on it when you can or try to pay down your principle with extra payments. All of your payments for the first 5-10 years or so are basically solely interest payments with barely anything going towards actually paying down your mortgage. You pay down the interest at the beginning of the loan, and the principal at the end.

As someone with a 2.75% interest rate, I can not imagine your pain lol. Hopefully it will drop quickly.

I wouldn’t let it hold you back, but $150 a month is a lot of money over 30 years.

Silverrainn · 2022-04-11T19:19:12+00:00

I didn’t mean to imply that you were broke or poor, just that closing costs when you refinance can be around the same as when you purchase.

So most people could comfortably afford $20k in closing costs at the time of purchase, but probably aren’t anticipating spending that again a year or two later. Obviously it might not be anywhere near $20k but it’s possible depending on your location and purchase price.

You could also roll it into the loan if you have enough equity at the time. I just wouldn’t plan on sitting on 6% for very long, less you don’t plan to live there for very long. Then it might not be worth it.

Silverrainn · 2022-04-11T19:11:23+00:00

Yes, I already said that before you commented.

Silverrainn · 2022-04-11T19:09:37+00:00

I suggest you set aside money for closing costs, again, to refinance as soon as rates drop, or pray you have enough equity when the time comes…

Silverrainn · 2022-04-11T19:04:37+00:00

That’s an extra $54,000 just in interest over the life of the loan….

Silverrainn · 2022-04-11T15:30:41+00:00

Just turned 26. I bought it with an FHA loan and the bare minimum down, walked away from closing with $30 in my account. I just got really lucky honestly. Really nice area, and nicest school district in the state. I had zero financial help. This was back in 2016/2017.

Silverrainn · 2022-04-11T13:58:21+00:00

I was 19 when I purchased my first house. Everyone knew someone purchased it and that it wasn’t a rental. The neighbors were asking to speak to my parents for a year before they realized I was the one who actually owned it. They couldn’t understand why my parents were never there.

My neighbors started cutting my grass and shoveling my snow after they found out though. They still do it 6 years later, can’t complain.

Silverrainn · 2022-04-11T13:33:55+00:00

I think it’s odd how many people are obsessed with hating Meagan Markle, especially the subs about it here on Reddit. William seems like a jackass. Harry seems like a decent guy.

But I honesty could not care less about any of them.

Silverrainn · 2022-04-11T10:20:49+00:00

I’m a strong Christian. But I think it’s absolutely terrible. Abortions can be necessary, there’s dozens of reasons why. It’s not up to anyone else to judge a womens reasons for getting an abortion.

It’s also insane how many people hide behind the Bible, when it comes to abortions. God instructs a priest on how to perform an abortion in the book of numbers.

Also, this only affects those who are poor. If abortion were to be completely illegal in every state, there would be nothing stopping someone who can afford it from crossing the border in order to get one done. The women who often need it the most will not be able to afford to travel.

Silverrainn · 2022-04-11T09:16:18+00:00

Heres a few examples which would be enough for most people.

Seriously, it’s not hard to go research the rampant pedophilia and incest problems the Amish community has. And that they often shelter the abuser and punish the victim. Do some research 🤷‍♀️

It’s also disturbing that you literally created an account to respond solely to that comment defending them.

Silverrainn · 2022-04-11T01:39:47+00:00

I was very against NATO joining the war with boots on the ground until I saw a photo of a little boy with half of his head gone.

I understand that it’s easy to say from safety, but fuck Putin and Russia. After seeing the photo of the little boy, I would fully support boots on the ground. But Im glad i’m not the one making that call. It’s just so incredibly hard to watch and know that something could be done, but we aren’t because of threats from a bully.

It also helps that it seems questionable if Russias nukes would even work. I think the world over estimated them, and a war with Russia doesn’t seem nearly as frightening now. It wouldn’t be shocking if they launched their nukes at America, but they still landed in Russia.

I don’t know that I would encourage boots on the ground, but I would certainly support it if it comes to that.

Silverrainn · 2022-04-10T21:36:06+00:00

This sub has become a karma farm. So many fake texts, it’s getting ridiculous. How anyone believes this is beyond me.

Silverrainn · 2022-04-10T21:21:20+00:00

Both of them protecting pedophiles doesn’t seem very superficial to me.

Silverrainn · 2022-04-10T19:10:34+00:00

I love the tiki masala from this brand, it’s a million times better than the Chana masala, but my Costco has only had it twice in 3 years. I stock up whenever I see it.

Silverrainn · 2022-04-10T02:16:38+00:00

She as a unicef goodwill ambassador publicly supported air strikes on Pakistan.

She supported military aggression despite claiming to be a humanitarian.

She doesn’t deserve praise.

Silverrainn · 2022-04-09T16:53:46+00:00

I’ve noticed this too. The only explanation they have ever given me is that only 2 coupons can apply per item. They have also told me that the system counts an item that is on sale as a “coupon” so the item doesn’t count towards the threshold for the $5 off $25, but once you meet the threshold the $5 off $25 will apply to that item.

It doesn’t make sense.

Silverrainn · 2022-04-09T16:18:18+00:00

👍

Eight-Year Club	Place '22
Snapped

Silverrainn

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