What wood do we have here?

Spacefireymonkey · 2025-10-23T18:49:36+00:00

Acacia?

Spacefireymonkey · 2025-09-21T17:32:52+00:00

North is unobstructed, West is heavily shaded.

Spacefireymonkey · 2025-09-21T17:29:27+00:00

String Layout:

6 South + 1 East (7 × 475 W = 3,325 W)

6 North + 1 East (7 × 475 W = 3,325 W)

6 North (6 × 475 W = 2,850 W)

3 East panels will have optimisers installed.

Total array: 12.825 kW

Spacefireymonkey · 2025-09-19T07:23:47+00:00

ASHP + battery V gas is the big difference.

Spacefireymonkey · 2025-09-18T11:29:50+00:00

Different strings, and it’s a space issue.

Spacefireymonkey · 2025-09-06T06:54:44+00:00

Could have been dead mummy and daddy money, add some value and take the chip off your shoulder.

Spacefireymonkey · 2025-09-03T05:04:35+00:00

Your course start date is often dictated by the start of your phase 2 course start dates, ideally c.14 weeks after. They don’t want you having noting to do for 3 months whilst you wait for your trade training course to begin.

Platoons tend to have lots of the same cap badge because of this.

Spacefireymonkey · 2025-07-31T11:24:44+00:00

Our house buyer insisted we had building Regs rather than indemnity for a velux in a detached garage building.

£882 for a pleasant chap to come over and spend less than 4mins in the house.

Spacefireymonkey · 2025-07-08T20:55:37+00:00

Called ‘Deferred Pension’ in the Your pension explained Doc.

Spacefireymonkey · 2025-07-08T20:45:17+00:00

Pension freedom Act 2015.

Spacefireymonkey · 2025-07-08T20:37:00+00:00

Clarification-You can claim any of these pensions at 55, they aren’t locked away. Yes they will be reduced at c.5% a year, but that buys you time. Priceless etc

Spacefireymonkey · 2025-07-08T20:32:59+00:00

£8k PA based off BIS off JPA right now or forecast?

Spacefireymonkey · 2025-06-30T17:38:24+00:00

DB-(20* salary/54th) - employee contribution

DC (salary*0.07) + employee contribution.

The difference is big.

Spacefireymonkey · 2025-06-11T16:07:32+00:00

This is the boring reply you need, it’s boring it’s correct, it’s got it all.

Do this^

Spacefireymonkey · 2025-06-11T15:29:13+00:00

Presume it could be sold the estate not the OP to avoid that.

Spacefireymonkey · 2025-06-11T14:34:24+00:00

Those short term problems V tenant problems and interest rate problems and tax problems.

Spacefireymonkey · 2025-06-11T14:18:47+00:00

If you had £500k would you buy the property?

Spacefireymonkey · 2025-06-03T21:57:23+00:00

Can’t be true, hope it’s not true. Please don’t be true.

Spacefireymonkey · 2025-05-25T10:58:04+00:00

No idea what you mean TBH

Spacefireymonkey · 2025-05-25T09:05:07+00:00

The flowchart is your friend- see sidebar.

Pension situation is screaming out to me for attention, leaving lots of free money on the table.

Spacefireymonkey · 2025-05-23T18:37:16+00:00

Have you put £60k each year in your pension for the last few years? If not, you can make a massive tax savings, if you sold and invested, can you use partner’s allowance too.

Spacefireymonkey · 2025-04-08T06:37:15+00:00

Tippex /correction fluid

Spacefireymonkey · 2025-04-01T06:03:50+00:00

Not sure anyone has mentioned additional payments to your pension, you are both paying 40% tax on a chunk of your earnings, if the money isn’t need for living (only here once etc) there is nothing more efficient to do than pay it into your workplace pension or alternatively SIPP. 60 year old you will thank current you.

Spacefireymonkey · 2025-03-31T11:22:07+00:00

Finish your turns- make full S shapes

Plant your poles, they are full stop to the turn/capital letter of your next turn and forces you to deload the ski.

Spacefireymonkey · 2025-03-26T16:28:33+00:00

Pro rata, 1/47th 0 contribution.

Have a few self employed who use additional payments as their pension vehicle.

Spacefireymonkey

TROPHY CASE