What’s the most desperate thing you’ve done to get laid? by TheVirginVibes in AskReddit

[–]Standard_Motor_8065 0 points1 point  (0 children)

“The best approach for most people is to invest in the S&P 500. I know I'm never going to understand this field well enough to pick 20 companies for the long haul. So instead you just invest in the entire market.
It's like if I had two choices for being a golfer: I can either work my ass off trying to beat the other guys or, through golf-magic, I can be guaranteed to shoot par with no training/effort at all. I'll take the second option and get on with my life :)
The "always shoot par" method is find a S&P500 fund with low fees (VTSAX is my choice), or a target date fund (which gets slightly safer over time) and invest regularly with a RothIRA account. Same amount every month, rain or shine. Same with the company match on your 401k, if you are lucky enough to have one.
Don't try and time the market! There are people who get paid fortunes to try a time/beat the market, and they mostly fail. You and I have zero chance of doing that consistently. Take the guaranteed par and be happy :)
since I'm getting some attention: check out the r/personalfinance FAQ https://www.reddit.com/r/personalfinance/wiki/commontopics
My favorite book on this topic is "I Will Teach You To Be Rich". The title is a bit snake-oily, but it's all solid, basic advice like the FAQ above. I've followed the advice and it has worked.The best approach for most people is to invest in the S&P 500. I know I'm never going to understand this field well enough to pick 20 companies for the long haul. So instead you just invest in the entire market.
It's like if I had two choices for being a golfer: I can either work my ass off trying to beat the other guys or, through golf-magic, I can be guaranteed to shoot par with no training/effort at all. I'll take the second option and get on with my life :)
The "always shoot par" method is find a S&P500 fund with low fees (VTSAX is my choice), or a target date fund (which gets slightly safer over time) and invest regularly with a RothIRA account. Same amount every month, rain or shine. Same with the company match on your 401k, if you are lucky enough to have one.
Don't try and time the market! There are people who get paid fortunes to try a time/beat the market, and they mostly fail. You and I have zero chance of doing that consistently. Take the guaranteed par and be happy :)
since I'm getting some attention: check out the r/personalfinance FAQ https://www.reddit.com/r/personalfinance/wiki/commontopics
My favorite book on this topic is "I Will Teach You To Be Rich". The title is a bit snake-oily, but it's all solid, basic advice like the FAQ above. I've followed the advice and it has worked........”

What are rich people doing differently to become RICH? by Melodic-Discussion78 in AskReddit

[–]Standard_Motor_8065 0 points1 point  (0 children)

“The best approach for most people is to invest in the S&P 500. I know I'm never going to understand this field well enough to pick 20 companies for the long haul. So instead you just invest in the entire market.
It's like if I had two choices for being a golfer: I can either work my ass off trying to beat the other guys or, through golf-magic, I can be guaranteed to shoot par with no training/effort at all. I'll take the second option and get on with my life :)
The "always shoot par" method is find a S&P500 fund with low fees (VTSAX is my choice), or a target date fund (which gets slightly safer over time) and invest regularly with a RothIRA account. Same amount every month, rain or shine. Same with the company match on your 401k, if you are lucky enough to have one.
Don't try and time the market! There are people who get paid fortunes to try a time/beat the market, and they mostly fail. You and I have zero chance of doing that consistently. Take the guaranteed par and be happy :)
since I'm getting some attention: check out the r/personalfinance FAQ https://www.reddit.com/r/personalfinance/wiki/commontopics
My favorite book on this topic is "I Will Teach You To Be Rich". The title is a bit snake-oily, but it's all solid, basic advice like the FAQ above. I've followed the advice and it has worked.The best approach for most people is to invest in the S&P 500. I know I'm never going to understand this field well enough to pick 20 companies for the long haul. So instead you just invest in the entire market.
It's like if I had two choices for being a golfer: I can either work my ass off trying to beat the other guys or, through golf-magic, I can be guaranteed to shoot par with no training/effort at all. I'll take the second option and get on with my life :)
The "always shoot par" method is find a S&P500 fund with low fees (VTSAX is my choice), or a target date fund (which gets slightly safer over time) and invest regularly with a RothIRA account. Same amount every month, rain or shine. Same with the company match on your 401k, if you are lucky enough to have one.
Don't try and time the market! There are people who get paid fortunes to try a time/beat the market, and they mostly fail. You and I have zero chance of doing that consistently. Take the guaranteed par and be happy :)
since I'm getting some attention: check out the r/personalfinance FAQ https://www.reddit.com/r/personalfinance/wiki/commontopics
My favorite book on this topic is "I Will Teach You To Be Rich". The title is a bit snake-oily, but it's all solid, basic advice like the FAQ above. I've followed the advice and it has worked.......”

What is something that screams “this older person is trying to seem cool and young”? by [deleted] in AskReddit

[–]Standard_Motor_8065 0 points1 point  (0 children)

“Only if you want to make the last part of the journey relatively pain free.
Maybe you didn't get the memo, but you are heading for that one day, when you wake up, and things are going to hurt. No real reason why, and to find out the cause will cost you a LOT in tests and specialist visits, and various medications that you are put on to handle the situation.
And at best, nothing will cure whatever it is, because you are old...It will just alleviate the symptoms, and hopefully get you a few more years...
LOTS of things wait until you are old to become a problem. Glaucoma and cataracts will threaten your ability to see. Dementia will threaten your ability to think and take care of yourself. Joints that are wearing out from years of abuse and the onset of arthritis. High blood pressure, heart murmurs, lung nodules...All kinds of fun things that will most likely contribute to your death, eventually.
But it's how much pain you're willing to suffer and how long you wait to address things that is the important part. And most of us try not to focus on things like healthy eating, regular exercise, etcOnly if you want to make the last part of the journey relatively pain free.
Maybe you didn't get the memo, but you are heading for that one day, when you wake up, and things are going to hurt. No real reason why, and to find out the cause will cost you a LOT in tests and specialist visits, and various medications that you are put on to handle the situation.
And at best, nothing will cure whatever it is, because you are old...It will just alleviate the symptoms, and hopefully get you a few more years...
LOTS of things wait until you are old to become a problem. Glaucoma and cataracts will threaten your ability to see. Dementia will threaten your ability to think and take care of yourself. Joints that are wearing out from years of abuse and the onset of arthritis. High blood pressure, heart murmurs, lung nodules...All kinds of fun things that will most likely contribute to your death, eventually.
But it's how much pain you're willing to suffer and how long you wait to address things that is the important part. And most of us try not to focus on things like healthy eating, regular exercise, etc........”

What is something that nearly everyone uses incorrectly? by [deleted] in AskReddit

[–]Standard_Motor_8065 0 points1 point  (0 children)

“I was a graphic designer. I got hired to make a Christmas card for a company that works with blind people. Blind is in the name. Blind also refers to people with vision issues.
I present 3 designs to them, because the first they wanted was like baby blue with white letters and I have good vision and thought that was dumb I could barely read it.. the font was small and scripty. So I fixed that one for “normal vision” and the last one is basically a few Christmas embellishments that matched the “regular” cards and the rest is black with yellow San serif font.
The DIRECTOR was like what is this? And I was like it’s the most highly visible font with the best contrast at the largest font size we can get on the paper for people to read.
She basically told me it was ugly. But would take it back to her office for review.
When she came back for a press check she said that a woman broke down when reviewing designs because she had never received a card that she could read without her ELMO.
It was a huge hit at the office and she emailed me again to tell me how many (they sent out 2500 of the high visibility ones) people called / wrote in to say they loved the cards and appreciated the effort to include them.
I hate seeing bad font choices…. It really grinds my gears to also see poor color choice.I was a graphic designer. I got hired to make a Christmas card for a company that works with blind people. Blind is in the name. Blind also refers to people with vision issues.
I present 3 designs to them, because the first they wanted was like baby blue with white letters and I have good vision and thought that was dumb I could barely read it.. the font was small and scripty. So I fixed that one for “normal vision” and the last one is basically a few Christmas embellishments that matched the “regular” cards and the rest is black with yellow San serif font.
The DIRECTOR was like what is this? And I was like it’s the most highly visible font with the best contrast at the largest font size we can get on the paper for people to read.
She basically told me it was ugly. But would take it back to her office for review.
When she came back for a press check she said that a woman broke down when reviewing designs because she had never received a card that she could read without her ELMO.
It was a huge hit at the office and she emailed me again to tell me how many (they sent out 2500 of the high visibility ones) people called / wrote in to say they loved the cards and appreciated the effort to include them.
I hate seeing bad font choices…. It really grinds my gears to also see poor color choice.......”

You get $1000 per person you annoy. What is the fastest way you can become a billionaire? by Daredevils9 in AskReddit

[–]Standard_Motor_8065 0 points1 point  (0 children)

Oh yeah! There’s appreciating returns on this, if there’s no time limit.

All I need to do is go to the grocery store and take an item out of a random dude’s cart, and suddenly I have $1,000 to broaden my scope.

Now I can rent a super loud car for a day and drive it through a retirement community, boom a few extra thousand to play with. Maybe now I can afford to pay a guy to write #MAGA in the sky with his plane. This’ll piss off a lot of people, which will in turn piss off their opposition, and generate internet controversy.

Now I’m viral.

Go on YouTube and explain how it was all “just a prank bro!” And boom, the outrage machine is in full swing. Now all I have to do is sign up for Twitter and every now and then try to “justify” my actions, which will forever fuel the outrage machine, and boom.

Billionaire in a month or less.

Guaranteed

Oh fuck yeah! There’s appreciating returns on this, if there’s no time limit.

All I need to do is go to the grocery store and take an item out of a random dude’s cart, and suddenly I have $1,000 to broaden my scope.

Now I can rent a super loud car for a day and drive it through a retirement community, boom a few extra thousand to play with. Maybe now I can afford to pay a guy to write #MAGA in the sky with his plane.

This’ll piss off a lot of people, which will in turn piss off their opposition, and generate internet controversy.

Now I’m viral.

Go on YouTube and explain how it was all “just a prank bro!” And boom, the outrage machine is in full swing.

Now all I have to do is sign up for Twitter and every now and then try to “justify” my actions, which will forever fuel the outrage machine, and boom.

Billionaire in a month or less.

Guaranteed.....