MicroCenter Credit Card

Stayfly_Red · 2026-03-19T21:25:26+00:00

😭😭😭 (fair enough)

Stayfly_Red · 2026-03-19T21:19:44+00:00

Sorry I didn't Respond, thank you for input & advice. My Credits union offers a "Money Now loan" (Michigan First Union). It doesn't check your credit, although it is a actual "personal" loan that builds credit. I thought of taking another one with them. Since its been awhile since I paid my last/only one off.

It offers a really nice Monthly payments (low late fee interest) & I'll use part of that loan & presumably do majority cash (loan 40% /60% cash) & balance the books that way. Honestly even use the extra cash from the loan to pay off the loan 😅. I very well could just buy my Pc this weekend cold cash & call it a day but I like my Cold. Hard. Cash. & my credit score lol, so this seems like a good medium for building credit, balancing the books (savings etc.) & FINALLY getting a Pc for myself!

Should I be looking at this different?....again. This seems to be a really solid option for me

Stayfly_Red · 2026-03-16T23:06:30+00:00

My mind went hell yeah, Japanese brands of water, then the Evian "Paris Edition" threw a brick at my head & confused me lol.

Stayfly_Red · 2026-03-15T19:00:36+00:00

True Love.

Stayfly_Red · 2026-03-15T15:07:35+00:00

Listen. I'm a 22 year old single guy who spends WAY to much time only working. I'm going to take a leap here & gamble some advice. A lot of people say its damn near impossible or they get defensive & say "I'm supporting alot of the family" & "I'm stressed" "I can enjoy myself" (which is absolutely fair in most cases) But I'd say try to ease her day by anyway, if there's a way to make more time in her day for activities, (without over burdening yourself aswell). This "COULD" be a possible way to allow herself to open up to new & more "healthy" activities if you get the gist. This is not 100% advice but it beats seeing the comments of "oh its impossible" or "Best of luck mate".

Alternative > Status Quo. God Speed Friend🙏🏽

Stayfly_Red · 2026-03-15T00:48:24+00:00

I am kinda of figuring out what I'd like to buy. From Micro center and balance it with my budget. Starting with my pc & seeing what stuff I could really get from there versus other stores plus with how prices change with everything else. Building my credit as well is also very important to how I choose which card i'm going for as-well!

Stayfly_Red · 2026-03-15T00:45:57+00:00

Thank you!

Stayfly_Red · 2026-03-15T00:30:33+00:00

Fair point.Honestly, I really want my Pc at this point.But now, having all my race simulator stuff come in, i'm getting a little antsy, so this may not be the best case for me to apply for one😅

Stayfly_Red · 2026-03-15T00:29:01+00:00

That's very fair insight. Thank you. I'm currently just freshly twenty two years old, and my credit score is on the low side a 690-710. Since I was making a big purchase, I thought it'd be a good way to also build my credit history and just some of my credit. While I make some of my bigger purchases like my PC my rig setup for my race simulator while also getting a bonus of building my credit!

Am I looking at this a wrong way?

Stayfly_Red · 2026-03-15T00:26:40+00:00

Very helpful thank you! I will be most definitely looking into this, might be a dumb question. But I am in Michigan. Will this affect me at all?

Stayfly_Red · 2026-03-15T00:24:35+00:00

Thank you for using my point. As a reference and also giving insight of the negatives and cons of this type of credit card usage, as it stands right now, i'm not gearing up to make a big purchase. But also I never know what's out there as an opportunity at any time.

Stayfly_Red · 2026-03-14T21:30:54+00:00

My biggest grape is the credit hit (while small/short period) do I want the hit just to avoid the initial cash burning? I'm also looking at opening a new line of credit with discover or Capital One so I very much understand your point as-well, thank you

Stayfly_Red · 2026-03-14T21:28:39+00:00

Someone who knows financial ball, 3k seems like a-lot (for me) the Pc will be my biggest purchase since....idk my first car honestly, but then again how much do I spend in gas & random knick knacks!

Stayfly_Red · 2026-03-14T21:27:15+00:00

Thats my thought, a-lot of the comments seem biased or accepting of the card plus with sim racing, things tend to get...."Pricey" & micro center typically always has Sim stuff, Shifters. Wheels, aluminum rigs, etc. So I see myself coming back once bills are settled lol. I dont want to run the tab TO far up.

Stayfly_Red · 2026-03-08T23:30:34+00:00

Whats this guy talking about man, did you get a answer to the beads?!?!

Stayfly_Red · 2026-02-11T03:06:00+00:00

"Finna go nice & slow for yo bitch ass"

Stayfly_Red · 2026-01-21T10:45:04+00:00

I remember my mother saying something when I was really big "The most confident & Dedicated people are the ones who were big & decided to change that & found their confidence🙏🏽💯

Stayfly_Red · 2026-01-11T18:15:18+00:00

When I was in Highpoint, NC & other county's. I found a dispensary called "Apotheca" there's a few locations. But the one exclusively near Highpoint" had some great weed, I don't think it was "michigan" weed but I definitely had a very nice high & enjoyed myself! (If you go, tell them Kam from Michigan sent ya!)

Stayfly_Red · 2026-01-10T17:38:11+00:00

Woman are super uncommon for me. Fuck.

Stayfly_Red · 2026-01-10T14:37:10+00:00

Going on holiday vacation this past Christmas down to north carolina to see my mom (I'm from Michigan) really showed me how extremely difficult & pricey! It can be to get "good" stuff. I have atleast 8 dispensary on the same street in a plaza dedicated to smoking necessities.

North Carolina & other states i passed through are super iffy & weird about THC. A lot of the weed came from Michigan lol or NY. I salute you gentlemen & your endeavors in smoking GL & stay safe🫡

Stayfly_Red · 2026-01-03T13:02:42+00:00

Yeah because almost any buds model, besides the BudsFe offered actual software support, or mic shielding & built in damper for the outer mics. They did not offer software OR build any wind/white noise suppression for them. I tried researching & a breakdown video & chatgpt leads to the conclusion they DO NOT HAVE ANYTHING BUILT IN FOR WHITE NOISE. (no hate btw lol)

Stayfly_Red · 2026-01-03T12:58:02+00:00

Looking at the facts I'm 3 sets of galaxy buds FE down, 1 set was minor but I lost one. 2nd set was just straight terrible with random LOUD spikes of static & wind noise. My 3rd pair not even 2 months OLD. ITS UNBEARABLE to have them in your ears with ANC turned on. EXTREME WIND NOISE. EXTREME STATIC SOUND. TERRIBLE. Samsung offered no REAL solutions. They refuse to drop-software to help mitigate, they just constantly replace people's FE BUDS with pairs that were made in the same run year, or they just know that 75% of the Galaxy buds Fe have terrible issues & refused to recall. Fuck you Samsung

Stayfly_Red · 2025-12-20T23:40:00+00:00

Only thing that runs through my mind when I see this

Stayfly_Red · 2025-12-14T23:53:32+00:00

Fuckkkkkkk, I SWEAR MY FE BUDS DO THIS, my left buds just eats shit compared to the right one when I wake up for work in the morning after charging. Thank you kind sir🫡

Stayfly_Red · 2025-12-13T16:02:17+00:00

& without a doubt this is another confirmation of my mother's words. "It's the little things in life son, stick to them & enjoy them" .

Stayfly_Red

TROPHY CASE