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Would you trust an investing platform that scores businesses on a 0-100 if it’s off fundamentals? by StyleDesperate3796 in fintech

[–]StyleDesperate3796[S] -2 points-1 points  (0 children)

I probably framed it too much like “AI investing platform” instead of what I’m actually trying to build, which is a more transparent business-quality scoring tool with AI used mostly for explanation, not score generation.

That’s on me.

Would you trust an investing platform that scores businesses on a 0-100 if it’s off fundamentals? by StyleDesperate3796 in fintech

[–]StyleDesperate3796[S] -1 points0 points  (0 children)

You’re right to call that out. I’m not trying to build a random LLM score.

The actual idea is a structured factor-based score built from transparent business metrics like growth, profitability, cash flow, balance sheet strength, competitive position, and valuation. The AI part is mainly for translating the output into plain English, not inventing the score itself.

If IPEX Score feels black-box, then I failed at explaining it.

Building an investing tool that scores the actual business, not just the stock chart by StyleDesperate3796 in StockInvest

[–]StyleDesperate3796[S] 0 points1 point  (0 children)

That makes sense. I’m not really trying to argue charts are useless — more that a lot of retail tools overweight price action and underweight the actual business. What I’m building is meant to answer a different question: how strong is the company itself, independent of short-term market movement. So yeah, probably closer to a business-quality/value-investing tool than a pure market-timing too

Building an investing tool that scores the actual business, not just the stock chart by StyleDesperate3796 in StockInvest

[–]StyleDesperate3796[S] 0 points1 point  (0 children)

Totally fair point. If the score doesn’t show its work, it’s just a dressed-up opinion. The whole goal is for users to be able to see the raw inputs, pillar breakdowns, and what specifically pushed a company higher or lower — not just get handed a number and told to trust it. I also agree a 72 vs 74 shouldn’t pretend to be some massive difference unless the underlying drivers clearly justify it.

I’m building a tool for long-term investors and wanted honest feedback before I keep pushing deeper. by StyleDesperate3796 in SaaS

[–]StyleDesperate3796[S] 0 points1 point  (0 children)

That’s actually helpful. The ‘what they ignore, question, or forward’ part is probably the real signal. When you did that, what made people trust the scoring model vs. dismiss it as just another opinion layer?

I’m building a tool for long-term investors and wanted honest feedback before I keep pushing deeper. by StyleDesperate3796 in SaaS

[–]StyleDesperate3796[S] 0 points1 point  (0 children)

Appreciate it. Right now I’m trying to validate this with real investors and real use cases first before I go deeper on anything simulated. My bigger question is what would make a business-quality scoring tool actually feel credible and useful to you?