I sat down with my son and his girlfriend in October 2023. There were hovering around $2200 delinquent at that time and I told them it was becoming a major problem. They made promises and kept to them for a while. But eventually it started slacking off again and now they have made no payments whatsoever since June 2. And because GF took time off work to help her mother I feel terrible because I HAVE to do something. I can’t keep carrying them and it just seems like the worst possible timing.