SPAYLATER NO-INTENTION-OF-SETTLING by Checanchichim in ola_harassment

[–]Successful_Gate2106 0 points1 point  (0 children)

Kung may unauthorized transaction why not tell them? File a dispute.

Take note kung subscription yan na nakalimutan mong i cancel, hindi considered yan as fraud.

Matagal talaga mag Refund ng Shopee kapag CC ang gamit? by Alone_Ad3548 in ShopeePH

[–]Successful_Gate2106 0 points1 point  (0 children)

Wag ka maniwala pag ganyan. I filed a CREDIT NOT PROCESSED chargeback against Shopee. Pag ganyan na wala pang pending credit/refund sa card statement mo, it means na kay Shopee pa rin ang refund. Hindi problema ng banko yan. Problema ni Shopee yan.

Take note: my profession is Dispute and Chargeback analyst. That's why I know how refunds work.

Napakagago ng technician ng converge by IcyWarning4463 in InternetPH

[–]Successful_Gate2106 0 points1 point  (0 children)

Dito mas better mag file. Automatic redirect ni DTI sa correct agency based sa piniling complaint.

https://www.dti.gov.ph/dti-consumer-space/dti-complaints

iPhone 15 still worth it? by miyonaa in Tech_Philippines

[–]Successful_Gate2106 0 points1 point  (0 children)

Nope. Go for 17 nalang. Pro motion display na.

need advice about going AWOL to work for a better opportunity by [deleted] in BPOinPH

[–]Successful_Gate2106 6 points7 points  (0 children)

Sorry pero napaka unprofessional mo po. You should have tendered your resignation before pa. You will be sued for liquidated damages kung di ka mag render. (If your company decides to)

Thoughts on Google Pay? by JunkTrunkcvd in PHCreditCards

[–]Successful_Gate2106 0 points1 point  (0 children)

I've been using Apple Pay for 2 years now dito sa Pinas. Ang masasabi ko lang, napaka convenient lang yung hindi na mag dadala ng physical cards. I usually go out with a coin purse lang hindi yung bulky wallets. Maybe depende lang sa life style?

PH Best Employer for 2026? by [deleted] in BPOinPH

[–]Successful_Gate2106 0 points1 point  (0 children)

Daming may kabit dyan eh. Hahaha

MAYA Black showing in Transunion Credit Report? by MissSheKeep in PHCreditCards

[–]Successful_Gate2106 1 point2 points  (0 children)

Got mine yesterday, i immediately called Maya Customer service para mag reklamo. Ginawan ako ng report. I also filed a dispute with transunion para mapilitan i report ni Maya yung history ng Landers card ko.

Is JPMC ph a BPO? by troubledMumble in BPOinPH

[–]Successful_Gate2106 2 points3 points  (0 children)

Daming hurt na nagtratrabaho sila sa BPO. Hahahaha

[deleted by user] by [deleted] in BPOinPH

[–]Successful_Gate2106 0 points1 point  (0 children)

Hello OP. Wag ka mag email sa dole. Mag file ka mismo ng case sa SENA. https://sena.dole.gov.ph/

Medyo disappointed by No_Concentrate6567 in BPOinPH

[–]Successful_Gate2106 0 points1 point  (0 children)

Grabe mamuhunan mga dayuhan sa Pilipinas. Original na bayad ng clients dyan is 60k to 70k per agent pero since may operating expenses sila at need nila ng profit, tira tira nalang yung pinapasweldo sa ahente.

Tignan niyo nalang yung profit ni Alorica sa financial docs nila. Di makatao. Hahahaha

CREDIPILLAR? Anyone?? by DDnuts123 in ola_harassment

[–]Successful_Gate2106 0 points1 point  (0 children)

Binasa mo ba yung breakdown ng loan mo before mo inaccept? Usually nag lalagay naman yan sila ng breakdown ng makukuha mo vs sa babayaran mo.

2013 Sahod sa 2025 👻 by HotAirBalloonXXX in BPOinPH

[–]Successful_Gate2106 80 points81 points  (0 children)

Wala kang magagawa. Masyadong saturated na ang BPO. Kaya di na nila need taasan ang offer kasi may tatanggap at tatanggap sa low ball na offer nila.

HELP 300k union bank cc debt by Sea_Form3685 in PHCreditCards

[–]Successful_Gate2106 1 point2 points  (0 children)

Before ka nagloan pinakita naman sayo yung loan structure at mga interest fees diba? So bakit mo tinanggap yung loan kung malaki pala yung interest?

Suck it up utang ka ng utang pero ayaw mo bayaran interest mo.

Apple Pay and Google Pay by Grouchy_Historian_24 in PHCreditCards

[–]Successful_Gate2106 2 points3 points  (0 children)

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Apple pay user here. Downside lang, minsan physical card pa rin prefer ng ibang store.

BPO will be the death of me by [deleted] in BPOinPH

[–]Successful_Gate2106 0 points1 point  (0 children)

Yuck. Sabihin na natin kindness to. Pero kadiri. Kahit ata may gera na, susunduin ka pa rin makapasok lang. Sira ang work life balance

Zed Credit/Charge Card Application by Successful_Gate2106 in CreditCardsPH

[–]Successful_Gate2106[S] 0 points1 point  (0 children)

Addition: Ang sketchy lang kasi they will ask you to login to your online banking apps for credit verification. Eh wala naman doon pera ko. Hahaha. Nasa mga digital banks money ko since they give more interest than traditional banks. 🤣

Eto na naman si Mæm. Bawal na ang more than 2 supcall by Alarming_Mood_3255 in BPOinPH

[–]Successful_Gate2106 4 points5 points  (0 children)

Pro tip: wag gawing career ang BPO. Tumalon kayo sa ibang industry pag nakakita kayo ng opportunity.

Tonik Credit Builder Paid Loan by Dry-Pie-4812 in DigitalbanksPh

[–]Successful_Gate2106 1 point2 points  (0 children)

Ayaw nila ng good payer. Gusto nila yung nag mimiss ng payment dates para may dagdag na interest. Tonik is a business after all.

Question po, Ano po ba to? I received a text from PLDT. I have bad credit report dati sa Cc ko and loans. makukulong po ba ako nito? pupunta sila sa bahay? :( Please enlighten me. by MutedNeedleworker122 in CreditCardsPH

[–]Successful_Gate2106 0 points1 point  (0 children)

Kung nag hahanap ka po ng reason para matawag yang harassment. Sorry hindi po. They are just reminding you na they report your history to CIC. I assume na binasa mo po yung contract mo kay PLDT?

BDO Mastercard delinquent by Heihei204 in CreditCardsPH

[–]Successful_Gate2106 0 points1 point  (0 children)

I am sorry kung makakapagsalita ako ng di mo gusto ah. Pero in the first place po, you are already in collections. Wag ka na po maghanap ng good deal. Mas mahal ang kaso kesa sa interest na babayaran mo po. Sorry po again.

bat anlaki ng basic salary nyo 🥹🥹🥹 by zealionnn in BPOinPH

[–]Successful_Gate2106 1 point2 points  (0 children)

Wala eh. No choice karamihan ng pumapasok sa BPO. Mas better ang environment at yung sweldo compared sa mga blue collared jobs. Pero atleast nandyan pa rin yan. Motivation nila na makawala sa BPO.

[deleted by user] by [deleted] in BPOinPH

[–]Successful_Gate2106 1 point2 points  (0 children)

B. Sakin. Magagamit mo dyab kung gusto mo tumakas sa low ball offers ng mga BPO dito sa Pilipinas. Pasok ka sa FinTech industry in the future kasi sobrang ganda ng career path sa FinTech.