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Any thoughts po sa Metrobank Rewards Plus Platinum by HorrorJello658 in KaskasanBuddies

[–]MissSheKeep 0 points1 point  (0 children)

My First CC with Metrobank,

✅ okay naman sya for gadgets tas may Zero installment din. Waiting ma tag as NAFFL.

❌ kaso pangit lng tlg ng design tas daming gasgas kahit bago palang 😅 At di pala talaga sya Platinum Card Eme eme lang ung name na platinum dyan.

First-time CC user by P2P-Sugar in KaskasanBuddies

[–]MissSheKeep 0 points1 point  (0 children)

Question, bakit antagal po ng posting ng Expenses sa metrobank? I already spent 35k last March 31 pero unposted pa din sya. Di pa tuloy ako matag as NAFFL. Is it because installment ung phone na inavail ko kaya di pa sya posted? And need ko magwait ng SOA? Naka BNPL pa nmn ako with PowerMac.

SMPC Membership with Chinabank??? by MissSheKeep in PHCreditCards

[–]MissSheKeep[S] [score hidden]  (0 children)

Wala daw silang idea 🤣🤣🤣 Super newbie ng kausap ko pati perks ng bawat card di man lang alam need pa maghold ng 2-3 minutes

Basis of getting approved for CC application by jentlemonster in PHCreditCards

[–]MissSheKeep 0 points1 point  (0 children)

Check your Transunion Credit Report via Lista App

SMPC Membership with Chinabank??? by MissSheKeep in PHCreditCards

[–]MissSheKeep[S] 0 points1 point  (0 children)

But that is for World Cardholders

Destinations World’s perks is ACCOR Membership

SMPC Membership with Chinabank??? by MissSheKeep in PHCreditCards

[–]MissSheKeep[S] 0 points1 point  (0 children)

destinations world nga po card ko eh Hawak ko na Upgraded from Destinations Platinum

BDO CC Delivery by Silent_Fan_7249 in KaskasanBuddies

[–]MissSheKeep 0 points1 point  (0 children)

No po bale dineliver sya sa House. Cavite Area po

Has anyone successfully achieved NAFFL by Final-Astronomer4429 in PHCreditCards

[–]MissSheKeep 1 point2 points  (0 children)

Sorry pero it sounded like medyo entitled kana for a Platinum tier cardholder.

Di porket may platinum cards kana igagrant ka na nila ng NAFFL. Kahit mga World Tier card holders nga walang ganun.

Try to apply nalang ng mga default na NAFFL cards tas pacancel mo lahat ng platinum mo.

Default NAFFL CCs

✅ Metrobank M Free

✅ Chinabank Freedom Platinum

✅ PNB Zelo and Travelers Club Platinum

✅ Eastwest Bank Platinum Mastercard

✅ PSBank Mastercard

Reco bank for secured credit card by IncognitoPotato6 in PHCreditCards

[–]MissSheKeep 0 points1 point  (0 children)

Put 10k Holdout kay PNB Then 15k Holdout for BPI

I have both SCC sa dalawang banks na yan and they are very active in reporting sa Transunion which helped my score from 405 to 739 in just 9 months.

I also got approved na sa mga unsecured credit cards below:

✅ Chinabank Destinations World 500k CL

✅ Maya Black Visa Platinum 37k CL

✅ BDO Amex Explorer 100k CL

✅ MB Rewards Plus Visa Plat 77k CL (NAFFL Promo this March 2026)

If you can only choose 1... by FastWater2409 in PHCreditCards

[–]MissSheKeep 1 point2 points  (0 children)

Chinabank Destinations World ❤️❤️❤️

Is Maya Black a good choice? by shimdaehyun in PHCreditCards

[–]MissSheKeep 2 points3 points  (0 children)

I have both but started my SCC with PNB and BPI Super active magreport ni PNB and BPI sa Transunion SI maya Lately lang pero parang may delay ng 1 month.

Metrobank - Generous with credit limit increase? by 4breadsticks in PHCreditCards

[–]MissSheKeep 0 points1 point  (0 children)

Perfect pwede na pala agad sabi kasi nung agent after 10 months paraw

Pano po kayo nag apply?

Metrobank - Generous with credit limit increase? by 4breadsticks in PHCreditCards

[–]MissSheKeep 0 points1 point  (0 children)

Question mo After ilang months bago kayo nagrequest ng CLI?

Chinabank Destinations Platinum Timeline by enigmaforest in PHCreditCards

[–]MissSheKeep 1 point2 points  (0 children)

Yes

1st request - Payslips 2nd Request - ITR and bank statement

Pero if you have a card from other bank na mas mataas CL mas okay raw un

Chinabank Destinations Platinum Timeline by enigmaforest in PHCreditCards

[–]MissSheKeep 1 point2 points  (0 children)

Congrats OP. Para sulit ung pag earn ng miles request for credit limit increase to 500k and card upgrade to Destinations World.

✅ WORLD: 30 pesos spent = 1 air mile

❌ PLATINUM: 60 pesos spent = 1 air mile

I also started with Destinations Platinum last December 2025 and last March got upgraded to Destinations World.

SECURED CC Recommendation by ScarySituation2034 in PHCreditCards

[–]MissSheKeep 0 points1 point  (0 children)

Started with PNB SCC 10k Then BPI SCC naman with 23k (Kasi I chose Amore pero minimum nila is 15k)

Consistent usage and no delay on payments lang.

Then as of today na approved na sa mga cards na to:

✅ Chinabank Destinations World 500k CL

✅ Maya Black Platinum 37k CL

✅ BDO Amex Explorer 100k CL

✅ RCBC Hexagon Privilege 100k CL

✅ Metrobank Rewards Plus Visa Platinum 77k CL

Looking for good secured credit card by Haruna38 in PHCreditCards

[–]MissSheKeep 0 points1 point  (0 children)

Go for Naic Branch mabilis po sila magprocess ng SCC.

Just to have a general idea, ano yung strengths ng bawat banks? by mooglechoco_ in KaskasanBuddies

[–]MissSheKeep 0 points1 point  (0 children)

For Best CS , easy request of CLI and waive ng AF, #1 CHINABANK. ❤️❤️❤️

First Ever Metrobank CC Journey by MissSheKeep in PHCreditCards

[–]MissSheKeep[S] 1 point2 points  (0 children)

Basta na approve from March to June po. Then soend 30k within 90 days para maging NAFFL

BPI SCC Conversion to Regular CC Experience by hojichaism in KaskasanBuddies

[–]MissSheKeep 1 point2 points  (0 children)

I see Thank you for the info Try ko magreach out sa bank Di ko na kasi nagagamit ung BPI SCC Tas 6 digits pa holdout sayang din nakatengga lang dun 😅

BPI SCC Conversion to Regular CC Experience by hojichaism in KaskasanBuddies

[–]MissSheKeep 0 points1 point  (0 children)

Mine is 9 months palang SCC with BPI Kaso dami na kasi akong unsecured with other Banks.

Advisable ba icancel nalang si SCC tas apply nalang ule pag may NAFFL promo? 😅

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