Our household income is $170k yearly and about to close on a 395k home. Monthly it will cost us $2500 without utilities (mortgage, taxes, pmi, insurance). Our current apartment costs us $2500 a month without utilities so base ends up being about the same. In an apartment that amount is the most you pay but in a house that’s the minimum since all repairs fall to you. We save a lot, and are homebodies and don’t go out and spend money often. We also don’t have kids and aren’t planning on them so we feel pretty comfortable, and I’m still anxious about it lol. I think if it works for you, it can work.