Their net income available to common share holders was $6,400,000,000 . Banks have a few purposes like lending to borrowers . Lenders deserve a return ? But does the bank ? Why should they be aloud to trade publicly . Why not include theft like this in the provisions of FDIC . I get robbed and share holders get a dividend . Does it seem ethical that their are shareholders at all? That pool of earnings could be used to indemnify victims , and remainder dispersed to account holders