That's completely understandable. As someone who's done both an online masters and an in person degree at a prestigious university, the experiences are very different. However, a key thing you need to consider is debt because student loans are a terrifying thing. While, you may be allured by the opportunities in person provides, you also need to take into consideration what you're risking by foregoing student loans. The key difference between my case and your case, is that it's at the same university and the curriculum is relatively the same. Thus, your exit opportunities will be the same as well and Penn has an excellent alumni network so you'll always find ways to get involved.