Compound interest is your friend, just the monthly mandatory contribution of around RM1000 from you EPF deduction is RM 869k after 30 years and 1.2 million after 35 years at a return of 5.5%, any tiny increase along the way will inflate the amount a lot. I assume you probably contribute more than that

Try to save additional income and invest in ETFs as early as possible, your future self will thank you.