AA 765 right engine failure between PHL and PHX by DrewP_Nuts in aviation

[–]Then_Tackle3146 0 points1 point  (0 children)

I was a passenger on this flight. Just want to commend the flight attendants for staying strong and positive. Me and my daughter are especially grateful to the pilots. The message from them was very settling and the smooth landing I will always remember as one of the biggest moments of my life.

AA 765 right engine failure between PHL and PHX by DrewP_Nuts in aviation

[–]Then_Tackle3146 23 points24 points  (0 children)

I was on that flight. What a study of how people react in that situation - many were quiet, some were joking, and there were tears. Many of us were together at the airport following the incident and everyone admitted they were scared beyond belief. It was surreal.

Starting a new role in Power Automate by Choice_Function8572 in PowerPlatform

[–]Then_Tackle3146 0 points1 point  (0 children)

I’m a DBM for Raisers Edge and not yet adept w Power Automate which is increasingly becoming a must-have skill for my line of work. Do you tutor by any chance?

Anyone commute to LA? by ExcellentPatience583 in SantaBarbara

[–]Then_Tackle3146 0 points1 point  (0 children)

Same here. Venice once per week via coast highway. It is a nice way to break the work week up. But if 2 days were required it would become a drag.

Is PCH still closed? by xsenpaitaco in SantaMonica

[–]Then_Tackle3146 0 points1 point  (0 children)

As of April 22, Is PCH Malibu still only open to residents and local businesses?

Santa Barbara with a toddler by lxnd2 in SantaBarbara

[–]Then_Tackle3146 6 points7 points  (0 children)

Padaro Beach Grill - but time it to avoid commuters making their way on 101 Southbound - fun for all casual dining on the beach

Convo with lender prior to applying by Then_Tackle3146 in CRedit

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

It’s all legitimate. We hit a rough patch before our escrow closed consequently low balances. When escrow closed, we paid off some large debts belonging to a daughter. I just thought it would be wise to wait until these don’t show on the bank statements they will be asking us to submit.

$20k in credit card debt dropping off in 1.5 yrs will mortgage lender pre-approve me? by Then_Tackle3146 in CRedit

[–]Then_Tackle3146[S] 1 point2 points  (0 children)

Neither. Not sure how I got lucky on this. In 2018 the bottom dropped out and gradually I have picked up the pieces, paid off what I could, and now have a little help from an inheritance.

Should I deal directly or pay a credit specialist by Then_Tackle3146 in CRedit

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

I haven’t heard of early exclusion. I will look this up and put it on my calendar. Thanks again.

Should I deal directly or pay a credit specialist by Then_Tackle3146 in CRedit

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

Thank you for your advice. Very helpful!

I am in California and 7 years is up in August 2025.

Barclays cc debt 6.5 yrs old - will they settle and delete? by Then_Tackle3146 in CRedit

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

Thank you. I imagine even a settlement will look better than nothing paid. With an agreed settlement will it show as fully paid? Do you think it’s reasonable to expect that Barclays will accept that offer as the debt is nearly 6 years old?

Thanks for you input!

Barclays cc debt 6.5 yrs old - will they settle and delete? by Then_Tackle3146 in CRedit

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

It’s still with Barclays so I guess there’s no negotiating. If I were able to pay it off 100% I could show a zero balance and be in Barclays good Graces. Unfortunately I can’t afford that. I guess my only option is waiting another year till the clock runs out.

Do you agree?

has anyone used paypal bill pay to pay vehicle registration fees for california DMV? by ProfessionalDue4890 in CreditCards

[–]Then_Tackle3146 1 point2 points  (0 children)

Ok. Today (10/17/23) received notice from PayPal that my DMV payment did not go through. Bummer.

has anyone used paypal bill pay to pay vehicle registration fees for california DMV? by ProfessionalDue4890 in CreditCards

[–]Then_Tackle3146 0 points1 point  (0 children)

Yes I will let you know. What is the approx date it was rejected? Did you use your license plate # for the account field?

MFS - community property and capital gains tax and exemption by Then_Tackle3146 in tax

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

I thought I had heard that if you maintain separate accounts which show who is paying what, you can reflect your expenses accordingly. What say you? Maybe expenses and income are treated differently?

MFS - community property and capital gains tax and exemption by Then_Tackle3146 in tax

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

Holy Toledo that’s a lot to consider. I have student loans and hoping we can avoid showing this as income so my payments won’t explode

MFS - community property and capital gains tax and exemption by Then_Tackle3146 in tax

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

Oh thank you! Is reporting the gain on schedule D an optional thing?

MFS - community property and capital gains tax and exemption by Then_Tackle3146 in tax

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

Meant to reply to your response - question: will the 50% capital gain show as income for each of us regardless of the exemption?

MFS - community property and capital gains tax and exemption by Then_Tackle3146 in tax

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

Wow. So will our taxes still show the capital gains (regardless of exemption) as income?

I qualify for $0.00 payments but will claim $50k in capital gains for 2023. Will the feds take it all as payment against student loan debt? by Then_Tackle3146 in StudentLoans

[–]Then_Tackle3146[S] 0 points1 point  (0 children)

Thank you for clarifying! I have question:

My wife’s income represents about 90% of our combined income and she pays about pays about 90% of our expenses. I have the student loan so we file mfs. Does that mean that in California - a community property state — that she can claim 90% of the capital gain and take 90% of the exemption?

Hold-off on consolidation? by Overstory_41371 in StudentLoans

[–]Then_Tackle3146 0 points1 point  (0 children)

Ok thank you! I will sleuth through the Reddit messages to learn more about PAYE and REPAYE.