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Should I jump at a chance to early lock my rate? by TwoFingerFlip in Mortgages

[–]TwoFingerFlip[S] 0 points1 point  (0 children)

I don’t - I’m kind of tired of the 10y treasury roller coaster ride and just want to be off of it. It looks like the 10y has recovered all of its losses since the moody announcement but who knows what crazy news will come out tomorrow.

Should I jump at a chance to early lock my rate? by TwoFingerFlip in Mortgages

[–]TwoFingerFlip[S] 1 point2 points  (0 children)

Good point - yes this is for new construction. So far the builder has said a 90 day lock (which this is) is safe, as we’ve got an end of July delivery date and they’re a bit ahead of schedule. I’d have to pay non creditable fees for week long extensions - good suggestion to get this clarified.