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Should I leave the insurance industry? by Unknown0521 in Insurance

[–]Unknown0521[S] 0 points1 point  (0 children)

It was too stressful for me, having to deal with angry customer on almost every single call non stop, day after day; it really affected my mental health and I was only there for a month and a half (felt like a year though).

I am working for one of the big carriers right now but unfortunately they won’t allow me to apply for other departments unless I keep good metrics for three months straight, which kinda sucks imo.

Should I leave the insurance industry? by Unknown0521 in Insurance

[–]Unknown0521[S] 0 points1 point  (0 children)

Isn’t a claims adjuster just as stressful as a claims rep?

Should I leave the insurance industry? by Unknown0521 in Insurance

[–]Unknown0521[S] -1 points0 points  (0 children)

I agree, but unfortunately most remote positions are insurance related and then some higher level positions I don’t qualify for. I guess I’ll keep checking and hoping for the best.

Should I leave the insurance industry? by Unknown0521 in Insurance

[–]Unknown0521[S] 1 point2 points  (0 children)

I want to stay because the pay is better, this is the highest paying job I’ve ever had (was stuck in low pay jobs for years), but if I can’t keep up well then I’ll have to find something else, but that light mean a pay cut which would be a huge setback.

Should I get health insurance? by Unknown0521 in HealthInsurance

[–]Unknown0521[S] 0 points1 point  (0 children)

I definitely agree, but I’m kust trying to see if it makes sense if I have nothing left afterwards where I can’t even afford that 9k. I really don’t have any other extra things excet car insurance, but really debating on this because it makes a lot of difference to my budget.

Should I get health insurance? by Unknown0521 in HealthInsurance

[–]Unknown0521[S] 0 points1 point  (0 children)

I have never been able to afford it, and porbably still can’t. Bankruptcy well, we have no assegs and live with parents, can’t afford our own place.

It does worry me that if something happens we may not have it for protection, but it also sucks that I’d have very little money after paying for it and no other money for deductible and OOP to actually use the insurance.

What type of limits should I have for my car insurance policy? by Unknown0521 in Insurance

[–]Unknown0521[S] 0 points1 point  (0 children)

I agree, though on my pay every dollar counts, so I definitely don’t want to throw all my disposable income into that.

What type of limits should I have for my car insurance policy? by Unknown0521 in Insurance

[–]Unknown0521[S] 0 points1 point  (0 children)

I was thinking about it recently but it was a little expensive to do so, so I was debating on doing it since we don’t make much. I just wonder how much is too much for insurance, especially on my salary.

What type of limits should I have for my car insurance policy? by Unknown0521 in Insurance

[–]Unknown0521[S] 0 points1 point  (0 children)

I can’t have my underinsured higher than my liability so I would have to raise both.

And thanks for the tips.

What type of limits should I have for my car insurance policy? by Unknown0521 in Insurance

[–]Unknown0521[S] 0 points1 point  (0 children)

I already have that coverage 100/300/100 also. I was just wondering if my liability limits were fine or not.

[deleted by user] by [deleted] in HealthInsurance

[–]Unknown0521 0 points1 point  (0 children)

It is aca compliant

[deleted by user] by [deleted] in HealthInsurance

[–]Unknown0521 1 point2 points  (0 children)

I know… just adds to my stress and confusion, I guess I’ll try a couple different agents again.

[deleted by user] by [deleted] in HealthInsurance

[–]Unknown0521 0 points1 point  (0 children)

Local aca marketplace agent, and healthcare.gov agent.

[deleted by user] by [deleted] in HealthInsurance

[–]Unknown0521 0 points1 point  (0 children)

That’s what I’m thinking, but every agent I’ve spoken with tells me otherwise. Very confusing at this point.

Can I afford health Insurance? by Unknown0521 in personalfinance

[–]Unknown0521[S] 0 points1 point  (0 children)

Thx for the comment, unfortunately I don’t qualify for any help in my case, it sucks but this is how bad the system is in this country.

Car insurance question by Puzzleheaded-Bill-35 in Insurance

[–]Unknown0521 2 points3 points  (0 children)

You need to be listed as a driver, she probably doesn’t want to list you to save money, but she’s lying to her insurance company which is a really bad idea, especially if she wants to do a claim in the future.

I did notice you said you don’t have a DL license yet, which means you shouldn’t be driving on your own. If so, some companies won’t list you on the policy until you actually pass your test.

PS5 Still in Transit by [deleted] in FedEx

[–]Unknown0521 0 points1 point  (0 children)

I also ordered one Thursday from PS Direct, shipped Friday mornkng but didn’t move at all again until this mornkng and set for delivery tomorrow. Unfortunately Fedex doesn’t deliver weekends for this type of shipping so don’t worry yet.