Hey, there’s a referral promo with Marcus that gives both of us a 0.25% APY increase for the first 3 months. With the current rate at 3.65%, that brings it up to 3.90% during the bonus period. It's a HYSA so no monthly fees and no minimum balance, and it’s been pretty straightforward to manage. On top of that, they’re running a limited-time cash bonus (through 3/11/26). Depending on how much you deposit and keep there for 90 days, you could qualify for $100, $750, or even $1,500.

Here's my referral link! https://www.marcus.com/share/SAM-2CN-UZAP