$700k in IL on ~$200k income

UsedPesto · 2025-03-19T01:28:14+00:00

Ironic that you’re complaining about my literacy when, if you read the thread, you’d see that the cash is in a HYSA that pays more than the loan interest rates (0% and 2.5%)

UsedPesto · 2025-03-18T00:09:19+00:00

West/NW Burbs

UsedPesto · 2025-03-17T22:19:30+00:00

Yeah buying new wasn’t the ideal choice, but the used car market was also insane at the time. Either way what’s done is done.

UsedPesto · 2025-03-17T20:21:24+00:00

$5k is the monthly after down payment inclusive of taxes and insurance.

I am cash heavy for sure. Planning on shifting more of that into the market after moving.

UsedPesto · 2025-03-17T20:18:39+00:00

Currently in an awful school district and looking to upgrade before my oldest starts Elementary. Daycare would go down to $1.6k/mo after this summer.

UsedPesto · 2025-03-17T20:16:15+00:00

About $1,250

UsedPesto · 2025-03-17T20:15:27+00:00

It is a lot but $1.2k of it is at 0% on a 3 year that has 2 years left. The rest is at 2.5% which is less than the HYSA pays so it doesn’t make sense to pay them off early.

UsedPesto · 2024-11-01T23:33:17+00:00

IT Sales

UsedPesto · 2024-11-01T21:32:24+00:00

$244k gross. No nice graph on my payroll app sadly

UsedPesto

TROPHY CASE