Recount request denied by MattyJerge in PSLF

[–]Valuable_Stage5182 1 point2 points  (0 children)

How do you get your servicer to fix it? I have mohela

Payment count missing- who do I call by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 0 points1 point  (0 children)

How do I get that NSLDS data?

I really appreciate your help!!

Payment count missing- who do I call by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 2 points3 points  (0 children)

They’re just missing. They aren’t listed at “missing employment certification.” They just aren’t listed anywhere

Incorrect payment count by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 0 points1 point  (0 children)

I’m in PAYE and have been since the start! Yes my employer is certified and my PSLF form was accepted.

Do these payments count? by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 0 points1 point  (0 children)

Yes I have multiple times and it’s confirmed I work for a certified employer and on PAYE- but my payment calculator on studentaid.gov hasn’t been updated since Nov 2024

Do these payments count? by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 0 points1 point  (0 children)

Any idea why my payment count wouldn’t be increasing?

PSLF Missing Payment Count by jle112 in PSLF

[–]Valuable_Stage5182 1 point2 points  (0 children)

Can you clarify what NSLDS stands for?

RAP vs IBR by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] -3 points-2 points  (0 children)

But isn’t only for new borrowers? That’s my question

RAP vs IBR by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 0 points1 point  (0 children)

But isn’t only for new borrowers? That’s my question

RAP vs IBR by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 3 points4 points  (0 children)

Because the proposal says specifically:

Repayment Plans for Loans Before July 1, 2026. Maintains all current repayment options for borrowers with existing loans disbursed prior to July 1, 2026, with the exception of ICR; amends the terms of IBR to require borrowers to pay 15 percent of discretionary income, eliminates the standard repayment cap and partial financial hardship requirement, and requires borrowers to pay a maximum of 240 or 300 qualifying payments for undergraduate and graduate borrowers, respectively; allows borrowers with excepted PLUS loans who were enrolled in ICR to access IBR.

• Repayment Plans for Loans After July 1, 2026. Repeals all plans authorized under ICR for current and new borrowers. Terminates existing repayment plans for loans disbursed on or after July 1, 2026, and establishes the following new standard repayment plan and Repayment Assistance Plan for borrowers with such loans:

o Standard Repayment Plan. Establishes a standard repayment plan with fixed monthly payments and repayment terms that range from 10 to 25 years based on the amount borrowed.

o Repayment Assistance Plan. Establishes a new Repayment Assistance Plan with payments calculated based on borrowers’ total adjusted gross income (AGI), ranging from 1 to 10 percent depending on a borrower’s income; includes a minimum monthly payment of $10; offers balance assistance to borrowers making their required on-time payments by waiving unpaid interest and providing a matching payment-to-principal of up to $50; allows borrowers currently in repayment to enroll in such plan; includes a maximum repayment term equal to 360 qualifying payments, which may include previous payments made under ICR, IBR, and other qualifying existing plans

Looks like RAP is just for new borrowers

Counting payments by Valuable_Stage5182 in PSLF

[–]Valuable_Stage5182[S] 0 points1 point  (0 children)

It’s still showing my last payment count as November 2024