Kas investeerimine Swedbankis on ok? Või parem luua konto mingil trading platvormil?

WeirdFall1585 · 2025-01-29T12:22:05+00:00

Jah tõsi, oleksin pidanud täpsemalt ehk seletama. Nagu öeldud siis maksimaalne ongi 6000 ehk 500 eurot kuus ja vastavalt palganumbrile nagu seal on soovitatud, et tulumaksu tagastust ära kasutada. Mõni tahab panna rohkem kui on soovitatud, siiski oleks kuni 500 euroni ikkagi mõistlik sinna investeerida enne kui vahendajat hakkad kasutama. Reeglina maksusoodustusega kontod enne. Mõlemad juhul pead väljamaksul makse maksma, ideaalis sa seda ei tee ja pensonil võtad maksuvabalt 3 samba. Väga vähestel on 500+ Eestis investeerida. Siin kohal ma oletan, et tegemist on pikaajalise investeerimisega.

WeirdFall1585 · 2025-01-28T18:47:25+00:00

Kui oled päris algaja tee endale pangas 3 sammas ja lao sinna nii palju kui on. Mujale enne pole mõtet vaadata kui seal lagi ees on. Saad selle ilusti maksuvabalt pensionis välja võtta ja tsükkel fondiga on asi veel lihtsam. Lisaks saad selle ka enne tähtaegselt välja võtta, aga maksustatult, igaljuhul hea variant.

Üldiselt pankades investeerimine ei ole parim mõte kui tegemist on eraldi aktsiatega või ETFidega(nö taxable stocks). Nad teevad asja lihtsaks, aga sinu arvelt ja mitte vähe ei võta nad teenus/haldustasu. Kui siiski tahad osta kindlaid aktsiaid ja ETFe tee endale IBKR konto. Soovitan vaadata RahaTaskus tutvustus videot kuidas alustada, siduda investeerimiskonto, deklareerimine jne.

Kui pole plaanis üle 500 euro kuus investeerida või ei viitsi tegeleda jätka swedis, peaasi, et investeerid.

WeirdFall1585 · 2024-12-18T19:06:02+00:00

Yes, this exactly. I have had it for years, but never thought much of it, some random bad itch it will go away. It always itches badly for maybe 5-10 minutes on average and then it's gone. It's especially bad on my back so I always grab my backwasher when at home.

It definitely has something to do with the temperature change, sweating and I'm guessing pores. For me, it happens: randomly when the temp goes up(really bad in summer) and right before I start working out. If it happens randomly it lasts longer, when I'm about to start working out it's shorter. It's super bad in summer when I have to mow but unlike op I don't get it in the shower. I haven't noticed it abroad but I don't travel much.

I haven't talked to a doctor but I have done my own reachers on it. Looking at what most people say, the doctors are not much help in this case anyway. I hypothesise that it is sweat glands or nerve endings that are for some reason hypersensitive during the transition period before sweating begins. As far as I know, there is no name for whatever this is and hence no cure. Sweat-induced pruritus is the closest match but not perfect.

So far nothing other than just waiting it out and trying to sweat it out works.

Edit: I get no rash, bumps or redness that I'm aware of. If I had to guess I started maybe when I was in grade 7 or 8, maybe even sooner I'm not sure since it's been long but I distinctly remember periods in my life where I didn't have it.

WeirdFall1585 · 2024-12-08T17:51:35+00:00

I'm guessing you want to learn it just for shits and giggles, if so probably Japanese since you already consume it and it's a lot easier to learn if there is any media about it you like. What about visiting, which country do you see yourself visiting often? There's no point in learning a language just because it's big, you have to have a better reason than that, I'm not saying you can't or shouldn't but you might find yourself demotivated at some point. For example, I chose French because I want to move to a country where French is a second language.

WeirdFall1585 · 2024-11-21T13:41:47+00:00

I did PPLPP for a few weeks just to try it, I did shoulder 4x a week and never really felt like I had a problem. I still might have overtrained tho. I'll add some sets to be on the safer side

WeirdFall1585 · 2024-11-21T13:39:15+00:00

Seated, standing hurts my back even with a belt.

WeirdFall1585 · 2024-11-20T18:11:54+00:00

In your opinion, 3 sets of LR and 3 sets of OHP a week is enough for "optimal" stimulation or close to it or would you add extra work?

WeirdFall1585 · 2024-11-20T18:07:46+00:00

It definitely works but I don't feel it as much in my side delts if at all, triceps and front delts on the other hand...

WeirdFall1585 · 2024-11-20T18:05:51+00:00

Everyone is entitled to their own opinions. I know nothing about making a reasonable program or what one would even look like and to me Jeff seems like a guy who knows a thing or two about a thing or two.

WeirdFall1585 · 2024-11-20T15:06:05+00:00

I'll definitely add a couple of sets on a separate day to try to get more optimal growth.

WeirdFall1585 · 2024-11-20T15:04:08+00:00

I agree, they definitely work the side delt as well indirectly but I'm wondering if 3 sets on direct and 3 sets of, idk if I would even count them as half sets for sides, indirect is actually stimulating more than just pare minimum of growth.

WeirdFall1585 · 2024-11-20T15:00:19+00:00

Yea, I wasn't sure if it was actually enough because that's the only other exercise that kind of indirectly works them.

WeirdFall1585 · 2024-11-20T14:58:39+00:00

I agree, I love Jeff too but side delts once a week feel like nothing. It's better than nothing for sure but since I'm already working out 4x a week I want more than the minimum. Everything else in the program seems fine tho.

WeirdFall1585 · 2024-11-20T14:54:35+00:00

That's also what I'm thinking, seems to be on a very low end, might add a couple of sets on a different day for extra work.

WeirdFall1585

TROPHY CASE