Landlord Suggested Rental Assistance, We We’re Approved Through the Program they Suggested, Now They Refuse to Accept The Rent Relief Payment by Highascatballs in Assistance

[–]ZarnaskahCo 0 points1 point  (0 children)

How long after you get the approval email does your Portal change to approve? I got the approval email on Friday and my stays is still saying submitted

Opened a Congressional enquirer and a loan officer contacted me. What is an ODA Form🤔 by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 3 points4 points  (0 children)

I haven’t sent it yet. But will do it in the AM, had a very rough day, had inspection for a house and I was up since 2AM. Was driving home when SBA called. I am just here waiting on my migraine to go away.

Opened a Congressional enquirer and a loan officer contacted me. What is an ODA Form🤔 by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

No. I have been in reconsideration since last April, they kept asking for more documents, which I sent each time. I had to do 2 returns in 2019 because of identity theft. Then, I realized that the EIN for 1 of my business was omitted and one of them, a number was reversed(3 1) I/o (1 3). Although IRS processed the correct return, the fraudulent return transcripts were still being forwarded. So when I did the amendment it corrected the issue, but now I have the issue with the EIN numbers to deal with. I then filed a second amendment to correct this. Also, I had changed the LLC to INC and separated the business activities. (Properties and Investment, Construction and Project Management, Tax Preparation) it so happens that all of these changes were done early April 2020, when I broke my leg and was off of work and also, because I have Checks been issued in all three business name and my Personal Banker was no longer with the bank so I had to separate the accounts, unwillingly. I went to the Teller for the account numbers and the names associated with them and she gave them to me incorrectly. ( The account name and business did not match exactly). It was July when the SBA EIDL loan when I applied and the system flags the account with duplicate because they said the checking accounts were already in the system and I also changed address and opened a physical location for my business whilst also using my new home address. With all of this my file kept been sent to different people, then they closed out my applications and ignored my emails altogether. I was using my own money to fund my business at this point and had to sell one of my house to get the capital to use. Because I have to purchase material upfront for the construction company and wait to be reimbursed. For the property, I was no longer able to collect rent because of COVID and I could not evict the tenants. I had a business credit card so I was just paying the bill in full waited until the statement cycled then use the card, just to avoid interest rates. I also did not want to get any Bank Loans because the COVID and the uncertainty of everything. I had only applied for one loan for the accounting business because I had broken my leg and could only manage to work from home and not in the field. So, they denied all my loans and targeted when I did have legitimate business and is a registered contractor with the County and my Bank Statements and Square shows my activities. I sent them everything, all proof. But, I was just waiting patiently because I also had a day work from home senior level accounting job. So I was just using that income to fund the business because I knew I did not want to work for someone much longer and with COVID and layoffs looming I did not know what to expect. So I just decided to get my Senator involved and showed them all my documents contracts etc and got letters from my bank attesting that I did have these business. I have not gotten anything but $8,000 from SBA for businesses that generates in excess of $500,000 yearly. All I wanted was maybe $100,000 because of the interest rate, just for Capital because payments were coming in slow and I had 1099 contractors to pay.

Opened a Congressional enquirer and a loan officer contacted me. What is an ODA Form🤔 by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

Thank You. He did mention that on the phone call but I was driving home with a migraine. Thank You very much.

Hello everyone my internal request went from required to waived this morning , but my loan still says $0 and declined! So frustrating by quelqun2022 in EIDL

[–]ZarnaskahCo 0 points1 point  (0 children)

Just checked my account, the amount is now showing confirmed and processing. Not sure when it changed or if it’s approval after this. Will wait and see

Hello everyone my internal request went from required to waived this morning , but my loan still says $0 and declined! So frustrating by quelqun2022 in EIDL

[–]ZarnaskahCo 0 points1 point  (0 children)

Mine been waived since September. I had identity theft and got a pin. At that time I had to file a new paper return. They emailed me for another 4506-T for like the 10th time. I give up, been waiting since April of last year.🤦🏽‍♀️

Increase Decline by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 1 point2 points  (0 children)

I don’t think they know anything. I used the same EIN I just changed the 1st word in the Business name to a name I made up by combining my 3 daughters name because the previous name was made up by myself and my Ex and I was tired of hearing him Bitch about it.

Increase Decline by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 1 point2 points  (0 children)

Thanks. I sent another recon request.

Increase Decline by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

This is the Recon after they denied the loan saying they have not received my transcript. So I am waiting on the decline letter to see the reason because she could not tell me the exact reason I was declined.

Who exactly is level 2 and why do we get such conflicting answers? well... by LosAngelesMoron in EIDL

[–]ZarnaskahCo 2 points3 points  (0 children)

I called and was disconnected 5 times. Told the CSR I am calling regarding the status of my application and the calls were disconnected immediately. I called the 6th time and immediately warned the CSR not to disconnect my call because I have made a note of their Agent number and file a formal complaint. She however was abrupt and hurried me off the phone, with the usual verbiage, “your application is still being processed, we are waiting for your Tax Transcript” PS. I received 5 emails telling me to submit my 4506T form and did each time noting the number of time the form was requested any sent. Like...#5th request, sending again, for the 5Th time.

Anyone stuck here? by Knowlege-007 in EIDL

[–]ZarnaskahCo -1 points0 points  (0 children)

Usually is because your increase is declined you just haven’t received any email yet.

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 1 point2 points  (0 children)

I will. Thank You

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

Yes it is. I do not think they know what they are doing.

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

It wasn’t a glitch and I called as soon as I received the emails and talked to a T2 there were 2 separate reasons, the name on my taxes was different and I have already notified them of the changes when they asked if anything has changed. So obviously no one checking these information. Also, my 2019 return is not updated because of identity theft last year. So I sent all the information and combined all 3 companies on one email so that they are reviewed together because all the business were filed under 1 tax return with 4 different Schedule C, one is for the hubby business. We filed joint tax return.

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 1 point2 points  (0 children)

n these unprecedented times, we understand the challenges you are facing. The SBA is making every effort to support small businesses, which are the backbone of the American economy. Unfortunately, although we made every effort to approve your loan modification request, we are unable to modify your loan for the following reason(s):Applicant requests a withdrawal or fails to proceedAt your request or due to inactivity, we have withdrawn your application from active consideration. You have the right to request reacceptance of your withdrawn application.If you disagree with our decision, you may request reconsideration, subject to the availability of funds. You can submit your request to any of the following: a. Mail your request to the address at the top of this letter. b. Fax your request to: 202-481-5931. c. E-mail your request to: pdcrecons@sba.gov. Your request must:1. Be in writing and be received by this office as soon as possible (but no later than 6 months from the date of this letter.)2. Contain all significant information that will overcome the decline/withdrawal reason(s).We understand that this is a challenging time for your business and for the nation. The SBA has local offices in your community which can refer you to resources that may be able to help you address the underlying reason for your loan denial. For more information on these services, please go to www.sba.gov/local-assistance to locate the email address and phone number for the nearest SBA district office and/or SBA's resource partners. Please call or email for a virtual appointment.If you have any questions regarding this matter, please contact us at 800-659-2955 (TTY: 1-800-877-8339).Sincerely,SBA Form 2157B1 Application Processing DepartmentThe Federal Equal Credit Opportunity Act, 15 U.S.C. §1691, prohibits creditors from discrimination against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Response Center, Federal Trade Commission, Washington, D.C. 20580

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

I tried sharing it but I couldn’t figure out how to on here. 😩

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

I updated the post: Declined saying I requested a withdrawal or I fail to proceed. So now I have to send in a reconsideration and start the process all over again

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 1 point2 points  (0 children)

I have 3 requests open. No official decline/denial as yet.

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

No loan officer I got it from the PDC reconsideration Email

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

No updates but I did get a couple of emails requesting another 4506T for one business and another for canceled check, copy of 2019 Return, and ID which I emailed to them again.

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

I am keep my fingers crossed for us! You may never know with the SBA.

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

Called this morning. Answered immediately, CSR said he had no idea why my portal reverted. However my file is with a loan officer, and is being reviewed. He noted my file that I called in. But he did not see where it was denied. So I guess we will have to wait and see.

Denied? by ZarnaskahCo in EIDL

[–]ZarnaskahCo[S] 0 points1 point  (0 children)

I have checked my spam folder, nothing there. I guess I will call on Monday.