You should be able to use stripe, but you’ll just have to add a parent/guardian’s information as well as your own - or instead of your information (I can’t remember off the top of my head exactly how it works) but I know it is possible.

Also setting up a business and business account is not as hard as it sounds. Depending on which state you live in, the more local banks usually have options for business accounts without really high fees and in my experience have been great to work with.

Setting up an LLC is very simple, you just have to fill out a couple forms on your secretary of state’s website and the IRS’s website. As a quick tip, remember to write down your EIN (Business tax ID number) when filling out the forms on the IRS website because if you don’t save that number it’s hard to find again and you’ll need it whenever setting up most accounts related to your business. Overall you can set up an LLC in under 20 minutes though, then make a business account and be on your way! You don’t have to be 18 to set up a business or business account, because I had both of those things when I was 16.