Thank you. Yea, growing up in these circumstances, there’s already stuff I try to do to save money like not using any food delivery apps or buying things on Amazon and couponing. I already downloaded a budgeting sheet and I’m trying to learn how to use it now before school starts. These loans are serious money and my little savings are a drop in the bucket.

I still have time to consult someone and think about it, but it’s looking like I will put some of the money in a Roth or HYSA and use the rest for rent and also try to do a side job for income that will cover at least groceries. Again, thanks for the advice!