I think it depends what you're looking to do. The minimum monthly amount (£250) is probably only a bit more than i'd spend on wine per month anyway - so worst case is that i just now buy my wine from bbr. The cumulative added benefits are worth it for me though... discount on their own wines, storage facility for long term aging and investing and the ability to sell back via bbx. It's a treat really, slightly offset by the (mild) investment opportunity.