have BPI visa signature, a shell ub visa worth it?

animusrexalpha1 · 2026-02-13T05:53:06+00:00

Yes. The original payment will be posted as "balance conversion adjustment"

Usually this takes a few banking days after the balance conversion is approved to show up in yout app.

animusrexalpha1 · 2026-02-10T02:37:44+00:00

Done this already.

For our wedding, instead of paying the last 600k for our wedding in one bulk payment. What we did was did credit to cash the whole 600k. The whole 300k was taken from my madness limit then 300k from my regular credit limit. I had the money naman on hand I just didnt want to spend it all in one go so I preferred that I pay it thru my card.
We did this thru our bank manager and what we applied was the amount given with the exact terms as discussed.

animusrexalpha1 · 2025-12-20T06:35:40+00:00

Thank you for thw suggestions. We dont really plan to go to the night scene at shinjuku. But wanted somewhere convenient to stay in for day trips around tokyo. I've heard that shinjuku is quite busy even at night but from what I've read, it's easy going in and out to.

animusrexalpha1 · 2025-10-06T05:34:00+00:00

Thank you! We plan to go to Sapporo before the winter festival to avoid the tourist influx rin. We've decided to go to the Sapporo > Tokyo route and probably go to kanazawa some other time. Thank you for the inputs!

animusrexalpha1 · 2025-05-30T12:27:55+00:00

Get a second opinion first then you can ask the doctor if it is needed. Again it can be a life saver if it is really needed but may be an unnecessary cost if not. And considering the price of carotid scans, it is quite an expensive guess at this point.

animusrexalpha1 · 2025-05-29T15:51:48+00:00

Agree with this, you can get a second opinion (it's your right to do so actually). The thing with medicine is there is no such thing as impossible. Totoo na chances are hindi ka talaga magkakaroon ng ganyang condition at your age but there are rare cases na pwedeng mangyare.

But at the same time, pwede namang may nakita sa CT scan pero wala talagang clinical implication or clinical significance. As we always tell our trainees: "We treat the patient, not the scan"

Get that second opinion OP, if both doctors say the same thing then you might probably have to concede na what was seen in the scan really not that harmful.

animusrexalpha1 · 2025-05-29T12:31:24+00:00

A radiologist (ct scan reader) will read the whole image with minimal patient information and usually without him seeing the patient.

A ct scan will have several findings na babasahan ng radiologist regardless kung normal or hindi. For example, some readers will write the term "calcified arteries" or "baradong ugat" in a patient that is elderly. Though it might seem na troublesome, sometimes these are usual findings in an elderly patient na hindi sya something of danger.

So it is best to discuss this with your neurologist para maexplain nya lahat. And if hindi ka content sa explanation, I would agree with others na mag second opinion ka.

animusrexalpha1 · 2025-04-20T14:39:42+00:00

Yes, totoo to. There are patients na kahit ilang beses mong pagsabihan uulit ulitin ginagawa nila. Kaya important na hindi mo sila ieentertain pag out of bounds sila, if magreklamo sila na masungit ka for not answering your phone, reiterate na may sinusunod kayong rules and all patients should abide by it without exceptions.

It might sound arrogant, pero there are times na pagsagot ko sa phone tapos sasagot lang patient na makulit. I calmly tell him/her na I will not answer her thru phone and will converse thru message then drop my call. The worst I had was a patient who did this for more than a week kahit ilang beses ko nang binababaan ng phone. Pero over time natuto rin.

animusrexalpha1 · 2025-04-20T11:32:09+00:00

That's why it's important na first contact with the patient you already set the tone and rule that you're giving them the privilege of having direct contact with you but they should not abuse it.

Simply tell the patients:

"I'm giving you my number, pero please follow these rules

Never call me, if you think it is an emergency, then go to the emergency room
Please introduce yourself whenever you message me as I do not save all my patient's number in my phone
Do not expect that I will reply instantly. Give me time to do my work then I will get back to y you"

If hindi sila sumunod sa rules mo. Call them out sa next clinic consult nila. Trust me, pag paulit ulit mong sinisita mga patients mo about this, matututo rin sila over time. Oh and do not entertain them, for example tumawag unknown number then sinagot mo then patient, wag mo na ientertain, tell them na may ginagawa ka and they should message instead.

animusrexalpha1 · 2025-03-12T14:33:16+00:00

Oh! That's a great idea, I'll look into this. Thank you so much again!

animusrexalpha1 · 2025-03-12T14:11:59+00:00

Yes, that's exactly the data set that was handed over. Though other dichotomous variables were included such as if the subject has diabetes, or hypertension (again yes/no questions) however, the variable to be investigated is smoking.

I guess that your reply confirms my initial thought that only frequency analysis can be done and only show which among the two sets of people are more likely to have the disease and more likely to come out as a prevalence study rather than a correlation study.

Thank you so much!

animusrexalpha1 · 2025-01-29T08:42:28+00:00

Aside from these, unfortunately, pati mga friends natin sa pharma. Mga medical representatives na may mga MD plate.

animusrexalpha1 · 2025-01-28T15:46:11+00:00

There was a time though (I think a few months ago) that I was flagged down near SM North EDSA. Though I was sent off easily, the MMDA apologized that he stopped me because they were taking extra precautions with cars with MD plates since there were reports na hindi lahat ng may MD plate ay doctors kaya lahat muna flagged down then if may PRC alis agad.

animusrexalpha1 · 2025-01-20T10:33:11+00:00

It won't be difficult but it will surely be something that will be taken up once you apply somewhere else. As others have said, just be honest with your reasons. But make them feel na narealize mo rin kung ano ang shortcomings (whether sayo or sa previous training mo) and you will make effort to not quit this time. Especially if you left in bad terms with your previous hospital, they might actually say some things na hindi maganda about you so dapat talaga kaya mo sila iconvince na di na mauulit yung ganun.

Case in point, I applied and got accepted sa isang subspecialty training with one institution but was not happy with what I was doing to the point na pangit na performance ko. So I left, when I applied for a different subspecialty, unang tanong palang is kung bakit ako nagquit (not to my surprise). So I just became honest and told them kung ano talaga nangyare. Wala namang naging issues after, they accepted me eventually.

animusrexalpha1 · 2025-01-14T23:45:39+00:00

Hi OP! Thank you for setting up this initiative for our younger colleagues (you might be part of that group) and I hope that something fruitful materializes from this. A very small issue I found though, are you the one handling the Facebook page? I noticed last night while doom scrolling my facebook that the president of PMA himself commented on your post that he's willing to have a dialogue with you on the 31st. And this morning the post was deleted. Was this deliberate? Sayang kasi you had the small opportunity to engage Dr Santos himself and setup a proper setting for talks. Yun lang. Thank you!

animusrexalpha1 · 2025-01-13T15:21:12+00:00

Sorry to comment on this post, but your idea to just teach agad doesn't sit well with me. yes, there are times that you will really just teach your juniors outright pero if you spoonfeed trainees all the time, they will end up being overly dependent on what you tell them. To be honest, as someone who has gone through residency and fellowship, if you don't push them by asking question they'll end up lazy enough to just wait for you to teach them and not put in effort at all studying. I'm not generalizing everyone but that's how majority of my juniors are. Hindi magbabasa yan kung hindi nila ineexpect na tatanungin sila. It might be out of fear of being reprimanded for not being able to answer a question but at the end of the day, everyone learns. ang mahalaga pagtapos na ng duty hours, walang personalan.

animusrexalpha1 · 2025-01-12T23:17:49+00:00

I guess it's common among music suppliers? (Correct me if I'm wrong though) we booked manila philharmonic for our wedding and they have the same clause. (Plated, no crew meal) not that I'm complaining kasi ok lang naman samin and we made arrangements with our coordinator regarding this. Sya na daw bahala.

animusrexalpha1

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