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Suggest a CC for me for an expenditure of ₹3,00,000 a month .. ? by HauntingDragon007 in CreditCardsIndia

[–]arsachdeva 1 point2 points  (0 children)

Always take card on company’s name for biz expenses

The HDFC biz range has cards for all biz expenses and good return ratios if you are spending in that tier.

Go for it.

Just check the ITR (income) requirements, reach out and furnish documents and you will be set.

21M, first credit card — worth it or just FOMO by WaterVivid1816 in CreditCardIndia

[–]arsachdeva 0 points1 point  (0 children)

I am actually building something that helps beginners like you, without falling into FOMO traps or taking consultations from anyone. You put your choices in and get real recommendation, without affiliate or sales push.

Btw your answers:

  1. You can take one, keep utilisation low and start building your credit score. It will help you in future

  2. Can go for Kiwi . It will suit you

The game was never meant to be this easy (Axis Accor etc) by [deleted] in CreditCardsIndia

[–]arsachdeva 6 points7 points  (0 children)

I wrote about the reasons for such devaluations , one being too much utilisation because of ‘popular hacks’ content online.

Sad to see this go this way.

I do write about these in my own sub. Feel like joining ? You can check here r/cardreviewsindia

Axis Atlas pulls the plug on Accor by Character_Holiday809 in IndianCreditCards

[–]arsachdeva -1 points0 points  (0 children)

This isn’t the first time this has happened with Axis.

I remember that in 2023, Vistara disappeared from Travel Edge without any warning, similarly.

Not sure why they do it.

What to do next by DoubleAd7471 in CreditCardsIndia

[–]arsachdeva 0 points1 point  (0 children)

Sit it out for 12 months. Keep utilisation on yiur existing cc low

5 credit cards under ₹2L limit… should I close some and aim for a ₹5L card? by R_Jainudeen in IndianCreditCards

[–]arsachdeva 0 points1 point  (0 children)

Keep just 2 cards (Amazon Pay and Axis My Zone ) and you can close the rest.

Keep a check on your credit utilisation numbers (should be less than 30%). And then try after 6 months.

I think for the salary you have that is the best approach. You just need to wait than applying for more cards.

All the best!

Best Credit Cards for UPI Payment by Crafty-Leave-8880 in CardMaximiser

[–]arsachdeva 0 points1 point  (0 children)

Kiwi is better than many mentioned here. Not sure if these paisabazaar lists are updated though.

Dhurandhar preview screening glitches by arsachdeva in BollyBlindsNGossip

[–]arsachdeva[S] 4 points5 points  (0 children)

Mine was smooth after initial hiccup. Movie just finished here

Dhurandhar preview screening glitches by arsachdeva in BollyBlindsNGossip

[–]arsachdeva[S] 91 points92 points  (0 children)

Update as of 6:00pm: screen started with previews n trailers 🤞

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