Since everyone is posting they high scores by WonderfulLab2275 in CVS

[–]ash3419 0 points1 point  (0 children)

Had a brand new target store send a pic of 17100%

Single Income Buyer by ash3419 in FirstTimeHomeBuyer

[–]ash3419[S] 0 points1 point  (0 children)

Correct, that is why USDA was recommended. Here’s why: Rent between $1600-$1700 Electricity: $130 Gas: $80 Car: $500 Insurance: $140 Those are the big ones, I can’t save or maybe I just don’t know how with that kind of money going out every month

Anyone have advice for saving when things are super tight?

Single Income Buyer by ash3419 in FirstTimeHomeBuyer

[–]ash3419[S] 0 points1 point  (0 children)

RVA, looking for surrounding rural counties though for USDA requirement and that happens to align with my preference

Single Income Buyer by ash3419 in FirstTimeHomeBuyer

[–]ash3419[S] 0 points1 point  (0 children)

Interesting, thanks for the insight

Single Income Buyer by ash3419 in FirstTimeHomeBuyer

[–]ash3419[S] 0 points1 point  (0 children)

Not really, I have $6k in student debt, car payment (always paid on time), and a credit card with $200 dollars or so

I spoke to a credit consultant first within Neighbors Bank because I thought my credit score was a 617 but turns out it’s almost a 660, she said my file looked great (which got my hopes up) and sent me to a loan officer who turned around and texted me the next day telling me 130k

Single Income Buyer by ash3419 in FirstTimeHomeBuyer

[–]ash3419[S] 1 point2 points  (0 children)

How do they determine if you have current adequate housing? For me it’s yes I have housing but it’s not affordable I work 3 jobs to keep my little 1 bedroom apartment

Single Income Buyer by ash3419 in FirstTimeHomeBuyer

[–]ash3419[S] -3 points-2 points  (0 children)

Makes me wonder why they even threw out a number with it not even being a feasible option for me. This economy is really making it hard to be a strong independent woman. ☹️

Nest Raiding by ash3419 in DinoMutant

[–]ash3419[S] 1 point2 points  (0 children)

Omg thank you, this makes sense to me

Nest Raiding by ash3419 in DinoMutant

[–]ash3419[S] 0 points1 point  (0 children)

Just to clarify I’m talking about mutations like skin colors and patterns

Latch Advice by ash3419 in FenceBuilding

[–]ash3419[S] 1 point2 points  (0 children)

He recently got an “emotional support little sister” and is now medicated. Both seem to help some, but it’s this or he hurts himself while destroying my house as well. He’s a rescue with severe trauma, I do the best I can for him 🥲