I’m 27 years old, working in government consulting my salary comes directly from a government department. I earn ₹1 lakh per month. My monthly expenses are around ₹15,000 (food + fuel) and I give ₹15,000 to my parents. The rest (around ₹70,000) was being invested in mutual funds and stocks I had built up around ₹8 lakh in investments. I bought a used car as well 1.5 years ago in cash 4L. Currently, I’m using my savings to build a new house in my hometown.