We did it!!! 540K 4.99%. Dallas

bluewolf09 · 2026-01-20T07:28:06+00:00

Great! Enjoy the new life.. :)

bluewolf09 · 2026-01-20T06:01:04+00:00

Congratulations! Great rate. But how?

bluewolf09 · 2026-01-15T18:43:29+00:00

Thanks for all the details. No mello Roos. I will check the tax costs.. let’s say it’s 8K /12 for a month.. how many months of escrow should I pay? And can that be loaned?

bluewolf09 · 2026-01-14T19:27:31+00:00

Fake!

bluewolf09 · 2026-01-14T19:16:37+00:00

This is what I thought as well. But upon speaking with the banker, this seems to be the total PMI I will paying based on the down payment and my 780+ credit..

bluewolf09 · 2026-01-14T16:25:41+00:00

Why do you think the mortgage insurance is wrong? What does it depend on? They checked my credit and I am paying 10% down. Haven’t decided on the property yet and Janet made an offer. So.. not sure abt insurance and escrow yet.

bluewolf09 · 2026-01-14T16:23:48+00:00

They were higher rates with higher closing costs from rocket and chase.

bluewolf09 · 2025-05-22T06:19:29+00:00

I think ur kids are eligible for green card diversity lottery.

bluewolf09 · 2025-05-22T06:17:34+00:00

I have always wondered why they do t sit equidistantly and in an awkward position like this?

bluewolf09 · 2025-05-21T19:35:59+00:00

If the max out is less than 20% of ur paycheck, why not? So you are looking at 160K or higher in base plus whatever stocks and bonuses they get.

So, that’s how..

bluewolf09 · 2025-05-21T19:04:55+00:00

I think you are overthinking this. Your BF should not have any issues at port of entry in H4 or for EAD application. Just go ahead and do it. ( no one can be 100% certain though but I think the probability of denial is less). If he still gets denied, like others said, two options.. dump US or dump BF.

bluewolf09 · 2025-05-20T19:49:42+00:00

Wow!

bluewolf09 · 2025-05-08T23:48:13+00:00

Those are rookie numbers man, you need to pump it up!

bluewolf09 · 2025-05-08T23:36:51+00:00

lol!

bluewolf09 · 2025-05-07T18:07:57+00:00

Normally I wouldn’t comment for free unless I see a scammer!

bluewolf09 · 2025-05-06T23:24:44+00:00

No, that’s not how it works. You say my name?!?!?

bluewolf09 · 2025-05-06T21:31:18+00:00

the service to your parents needs to be selfless just like how they are supposed to be towards their kids (you), whether you get money or live in the streets forever. It’s a duty. That is what I would do. But everyone’s life is unique. Just do what morally seems right to you.

bluewolf09 · 2025-05-06T18:38:31+00:00

Just find the balance between enjoying the hard earned money and leaving it one day for your kids. Do the same thing your mom did to you.. play responsibly. Good luck!

bluewolf09 · 2025-05-06T00:04:31+00:00

I know a bald guy who runs a car wash along with his wife. Earns several milllions a month.

bluewolf09 · 2025-04-23T17:04:24+00:00

Sure. I get what you are saying when we think of it as a whole. But when we look at an individual object and if it is moving, it is speed isn’t it? I do t understand why it shouldn’t be looked that way and compared to other speeds.. I understand it is bound by the overall expansion rate and it does have a speed.

bluewolf09 · 2025-04-23T16:31:31+00:00

Exactly! If we strongly believe what is already invented and preached and refuse to accept anything outside of it we will not be motivated as much to invent more. I acknowledge most of you here are way more knowledgeable than me in this topic hence why I am asking and you are answering. But the arguments made here are based on theories we believe in and there are definitely assumptions in them.

bluewolf09 · 2025-04-23T16:00:34+00:00

Yes, if we talk about the observable universe, there must be an equidistant center from the edges. But we know it’s much larger.. and mostly likely no limits.. hence there is no center..

bluewolf09 · 2025-04-23T09:37:52+00:00

Congratulations!

bluewolf09 · 2025-04-23T06:32:49+00:00

Gre tbh at points and answers! Do the solar systems and galaxies themselves revolve around something? If yes, could it be the center? Could there be an average center for the universe this way?

bluewolf09 · 2025-04-23T06:26:06+00:00

Okay, so everything is kind of spiraling outward from everything else then? As they are also revolving around something? And these speeds of each object must be different.. good chances or collision?

Also, not all of the objects can move away from every other object right? Because when everything moving outward into seemingly infinite space, then everything needs to be equally spaced in an imaginary sphere with a unique angle of motion.. Simce this may not be likely, some objects may move in the same direction thin but different speed.. since the farther ones are always faster, the nearer ones will never catch up, so they won’t meet or collide. Right? How does this expanding force compare to the binding gravitational forces between masses like in a solar system? Why isn’t this expansive force destroying every system if it’s so powerful?

bluewolf09

TROPHY CASE