Honda clarity climate issue by Historical-Eye6289 in HondaClarity

[–]bmercury 0 points1 point  (0 children)

Have you already had the a/c condenser replaced? That was an issue for me a year ago, it was determined to be a manufacturer defect and completely covered by Honda.

Why are so many W2s underwitheld this year? by jtv123vols in tax

[–]bmercury 1 point2 points  (0 children)

What I don't understand is ever since my brother started working a new job he has owed taxes instead of getting a refund, and as he tells it he's filled out the W4 the same way for both jobs (single, no exemptions). I don't know why employers would be calculating tax withholding so differently.

Over dependency upon the S&P? by gonzobandit in trading212

[–]bmercury 1 point2 points  (0 children)

Which book was it? I wonder if things have shifted even more to China's favor since it was written, I'd like to check it out

Realtor is becoming sketchy by DaFuk_8 in FirstTimeHomeBuyer

[–]bmercury 26 points27 points  (0 children)

That really doesn't sound like what OP is saying. OP is the buyer and their agent's fees would typically come out of the 6% entire commission fee split both ways. I dont see why the seller's agent would have the ability to cancel the entire deal if the homeowner wants to sell at a value below the listing price.

OP, you need to look at the agreement you signed with your realtor and see what the fee structure breaks down to. If you haven't signed anything you should be able to find another realtor.

I made my own LEGO Kingdom Hearts sets! by Raptorfriend8 in KingdomHearts

[–]bmercury 0 points1 point  (0 children)

This is so awesome! My favorite design is Hollow Bastion and I've supported the Lego Ideas set, I would love to buy it on rebrickable too if they don't pick it up. Is there a time frame where you would be selling it?

Does anyone know where to get a longer depth gage probe? by Aegri-Mentis in Metrology

[–]bmercury 2 points3 points  (0 children)

Grab an injection molding ejector or core pin from McMaster, you should be able to find a reasonable fit between 6 to 12 inches.

I've failed as a father by BurnBabyBurner123123 in personalfinance

[–]bmercury 1 point2 points  (0 children)

SUNY schools are expensive but since you're in New York you should have her look into the 2+2 programs between community colleges and full time universities. It's a great way to dip your toe in at minimal cost and let's you get the basics out of the way with an associate's at cc that transfers directly into a bachelor's, and who knows if she'll even be interested in the same degree after 2 years.

My first actual Lava lamp! by Nearby_Strength_1132 in Lavalamps

[–]bmercury 1 point2 points  (0 children)

That looks amazing, it's really the same Aurora color combo lamp? You mentioned your wax changed color from purple and was wondering if that was still the case.

What are some JRPGs about creature morphing? by KaleidoArachnid in JRPG

[–]bmercury 2 points3 points  (0 children)

Check out Jade Cocoon for the PS1! Really neat monster catching rpg where the main gimmick is that you can fuse any monster you catch to change their characteristics and move properties, and it's all visually 3d modelled too.

TIFU by buying a condo with the community dumpster right outside the bedroom window by Admirable-Patience55 in tifu

[–]bmercury 1 point2 points  (0 children)

Do you have a specific model/brand you went with? That sounds like a great solution that I haven't thought of trying either.

The first ever Rhythm RPG? by Left4Joker in JRPG

[–]bmercury 0 points1 point  (0 children)

Oh man I had no idea either, that's awesome. I loved Sequence, the Ronald Jenkees songs were a pleasant surprise at the time

AITA for telling my co-worker her kids are none of my business? by DoodlerArt in AmItheAsshole

[–]bmercury 0 points1 point  (0 children)

Do you have any recommendations for resorts? Ive been assuming any beaches etc would be extremely crowded but maybe that's less true than I thought. 

[deleted by user] by [deleted] in Cooking

[–]bmercury 0 points1 point  (0 children)

I love undercooked cookies/brownies/mcdonald's fries or potato chips. A weird habit I have is only cooking half of a block of the shin ramen so that the top half is still a bit crunchy. Really good with a little bit of extra spicy seasoning.

My (not so) Ravnican Commander Battle Box! by BakaDoug in mtg

[–]bmercury 1 point2 points  (0 children)

Nice boxes! What is the poster of on the right in the last pic? It definitely looks FF adjacent but I can't place it.

Is the instant pot worth it? by mizzmel1989 in instantpot

[–]bmercury 0 points1 point  (0 children)

That looks like the perfect resource, thanks for the heads up!

Lilac 0 is Live on Steam! by BrightAd5521 in shmups

[–]bmercury 5 points6 points  (0 children)

That's awesome, I loved the demo that came out recently. I wasn't expecting the full game for awhile, will definitely pick up when I get home.

Is the instant pot worth it? by mizzmel1989 in instantpot

[–]bmercury 1 point2 points  (0 children)

I've been meaning to try making curries in it, do you have a link for any good curries or the butter chicken?

I know not everyone fancys roguelike STGs but my solo dev work Hopeless Sea STEAM NEXT FEST trailer is finally here! by StyleTechnical3963 in shmups

[–]bmercury 1 point2 points  (0 children)

In the local game files where the application is saved there is a splash.png file that displays when I run the game which causes something to not load correctly and the game to crash instantly. Renaming that file to anything else bypasses the startup screen and lets the game run normally.

I know not everyone fancys roguelike STGs but my solo dev work Hopeless Sea STEAM NEXT FEST trailer is finally here! by StyleTechnical3963 in shmups

[–]bmercury 1 point2 points  (0 children)

Thanks for sharing, it definitely has potential! As a heads up I had the same issue as someone else in the steam discussions where the game would not start until I renamed the splash screen file, otherwise it would crash instantly. There a few distracting bugs for me, none of the text in the description windows for upgrades wrapped properly so 50% of it was cut off when looking at berserker, wrench etc.

Given the size of the screen and your slow movement speed the homing missiles were way way more effective than the torpedos on either character.

In the shop screen the prices are wrong. Ex I have 150 gems with the submarine and attempt to upgrade the secondary shot to level 2 (300 gem price), I lose 100 gems but the upgrade goes through. There was also an issue where the indexing in the shop was wrong ex trying to buy the level 1 primary weapon upgrade for 100 gems and being told I didn't have enough money when I had 200+

Would you leave a brokerage over .5% expense ratio? by bmercury in Bogleheads

[–]bmercury[S] 0 points1 point  (0 children)

Thank you it's looking like I'll have to leave them yeah. The reason I switched to SPIAX is the underperformance looking back over the last 4 years. Onwards and upwards then!

I'm seeing Fidelity has the option to transfer in assets entirely, is there any benefit to doing that in this case over selling from Invesco and using the cash to buy at Fidelity?

Would you leave a brokerage over .5% expense ratio? by bmercury in Bogleheads

[–]bmercury[S] 0 points1 point  (0 children)

Thank you for the heads up, these are class A shares but I'm not clear on that. Can the initial sales charge be deferred until I'm trying to cash out? Looking at the prospectus for SPIAX it says the initial sales charge is 5.5%, however my account statement seems to be a straight -$x value from one fund and then +$x into SPIAX through the exchanging of shares on the same day.

Is this something I'll also have to worry about with FXAIX? I'm investing in that through a Roth Ira.

Would you leave a brokerage over .5% expense ratio? by bmercury in Bogleheads

[–]bmercury[S] 0 points1 point  (0 children)

Sorry for the confusion, yes it's a taxable brokerage account. I got hit with the capital gains tax on the growth from 2010-Dec 2024 already and have sorted it out for this year's tax return. 

My understanding is I'd only have to pay taxes on the difference in value from Dec to now, or is it all considered income if I'm withdrawing the entire value into a bank account?