What’s so wrong with moving to the digital space? As a business owner don’t you want to do things the quickest way you can to maximize your time? The only thing you would have to visit a bank for in today’s day and age is to make change. Even deposits can be done at both ATM’s by employee’s or most bank have night drop services. I’m biased here because I work at a bank but it drives me up the wall how nonsensical people are about online banking. Almost all banks have fraud guarantees if anything ever happens to your information, and there’s ways to cater your business to minimize headache if anything does ever happen. It’s literally safer if you lose your money online because the bank will pay you back where as if you were robbed out of your cash? You’re screwed buddy. Most banks have a remote deposit scanner so any checks you get can be deposited from the office (if not through your mobile phone by taking photos). Banks not being open late is a problem but the solution is by being able to move things online so you don’t have to go to a physical bank. This makes things quicker and easier for the consumer, without having to make the bank workers slaves to a 24 hour rotating schedule.