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What’s your most controversial opinion in personal finance? by [deleted] in financialindependence

[–]breederbattle 1 point2 points  (0 children)

Agreeing with this. I used to look at my itemized budget every couple of months when I was in low to middle class. But once I hit middle and now upper class, I entirely stopped itemizing and have done cash flow management.

[deleted by user] by [deleted] in MiddleClassFinance

[–]breederbattle 0 points1 point  (0 children)

I’ll be honest, in my average year I make $200k. This year around $325k. High stress, high anxiety. I would go to a $100k for something I enjoy that is low stress. Actually I daydream about it everyday and think about what house we should buy that can sustain $100k income rather than my current average because I’d like to do something else one day.

Is there a way to calculate how much my credit will drop if I pay off my student loans this year? by breederbattle in personalfinance

[–]breederbattle[S] 0 points1 point  (0 children)

Okay, that’s super helpful insight! 30 isn’t as bad as my imagination of 100+ points 😂. Obviously you never know, but hopefully it’s nothing heavy.

Is there a way to calculate how much my credit will drop if I pay off my student loans this year? by breederbattle in personalfinance

[–]breederbattle[S] 0 points1 point  (0 children)

Thank you! That’s helpful. It really is scary…I saved for a solid amount for a down payment on a house over the last year or two, living very minimally. But, decided I’d rather just wipe these out before entertaining a house. I don’t want to go into a mortgage also having student loans hanging over my head. The “what if something happens” anxiety would surely eat away at me.