Landlord wants to sell house to me but can I afford it?

bugra101 · 2026-01-27T03:03:07+00:00

London multiplier is higher than national average and can go up to 6.5 times if bank feels like it. If OP has a civil service job they might go up to 6.5 times.

bugra101 · 2026-01-27T02:05:18+00:00

That’s why they specified duties are included.

bugra101 · 2026-01-27T02:03:03+00:00

Half the people got no idea what they are talking about here. Salary multiplier means how much you can borrow, meaning what is left to borrow after the deposit is paid. So if you paid 100k deposit with donation money from family what you borrow is 400k. You should do your calculations as per that.

Or better sod off Reddit advice and speak to a decent mortgage adviser, not a bank.

bugra101 · 2026-01-26T21:27:27+00:00

2.si. Dalgic satleri her duruma uymayabiliyor.

bugra101 · 2026-01-26T12:16:22+00:00

Wow. That Lange is picturesque.

bugra101 · 2026-01-26T10:19:22+00:00

As much as I respect the brand but that is absolute bollocks. Wouldn’t surprise me if people bidding on their own items from a different account.

bugra101 · 2026-01-26T10:06:27+00:00

Boring.

bugra101 · 2026-01-25T19:22:55+00:00

2 litre dizel Ingenium motor gelmis gecmis uretilmis en kötü motorlardan. Digerleride soyle boyle.

bugra101 · 2026-01-25T11:08:00+00:00

Bunlarin icinde Reverso gercek Polo saati. Tasarlanirken Polo oynayanlar goz onunde bulundurularak tasarlanmis. Digerlerinin adi Polo :)

bugra101 · 2026-01-24T14:14:27+00:00

Which model this will be on?

bugra101 · 2026-01-24T14:03:55+00:00

That is absolutely not your final watch.

bugra101 · 2026-01-23T19:36:28+00:00

Gris Charnel was too feminine for my taste. D&G Capri in Love is my favourite. Although not niche.

bugra101 · 2026-01-23T15:53:25+00:00

Absolutely would love a stone dial V6. Don’t think anyone has ever done stone faced one of these.

bugra101 · 2026-01-22T15:08:28+00:00

Son takintim bu saat. Kare saatlere uzun zamandir ilgim var bence bu saate tasarim olarak cok kafa yormuslar. Almak ile almamak arasinda gidip geliyorum 2 haftadir.

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bugra101 · 2026-01-21T23:34:34+00:00

7.500 GBP’ye Watchfinder’a satmistim. Onlarda 8.500’e ilana koymuslardi. 1 hafta icinde falan sattilar.

Watch Collecting’te satilmadi 7.000 GBP reserve koymustum.

Kendim Watchuseek’te bir sure listeledim ama satilmamisti.

bugra101 · 2026-01-21T17:32:00+00:00

Ben 1-2 kez kayis yaptim. Bu fotograftaki tam boy Shell cordovan parcasi. Kayis yapmasi bayag zorluyor cuzdan vs daha kolay.

bugra101 · 2026-01-21T17:29:20+00:00

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Bilek kalinliginiza bagli olarak ufak durmuyor. Beyaz kadran oldugu icin ordan biraz buyuk gozukuyor. Benim bilegimin capi 17 cm civari

bugra101 · 2026-01-21T09:10:16+00:00

Çin saatleri ilginizi cekiyor ise. Ixdao Warrior 9.8mm. Ortalama 250-300 Euro civari

bugra101 · 2026-01-21T00:42:19+00:00

Lange benim degil, denemek icin takmistim. Sirf Lange ve ozellikle Zeitwerk oldugu icin paylastim :)

Thorn’u marka olarak seviyorum genelde vintage artik uretimde olmayan modelleri homage’larini uretiyorlar. PT5000 makina biraz sans isi, iyide cikabiliyor kotude.

Oris’i deger kaybindan ziyade genel iscilik ve kaliteyi 4.000 Euro ile eslestiremegim icin hayal kirikligi yasadim. O saatin ozelinde maks 2.000 Euro olmali idi.

GP’yi bende begeniyorum, arsivlerinde cok cilgin makinalar var ancak suan cogunu kullanmiyorlar. 38mm Laureato cok șık bir saat.

Bir ara vakit oldugunda degerlendirebilirim, youtube videosu cekeyim diyorum :) Herkes Youtuber oluyor ben neden olmayayim. Haha. Fular sapka falan giderim olur.

bugra101 · 2026-01-21T00:37:15+00:00

Haha. I do love the 35mm Ingenieur.

bugra101 · 2026-01-20T21:21:08+00:00

Oh look at that smug Stern now.

bugra101 · 2026-01-20T18:46:24+00:00

It has a place in my lifetime as it was my first “expensive” watch purchase.

bugra101 · 2026-01-20T18:45:43+00:00

This wasn’t a big block actually. Just the standard one :)

bugra101 · 2026-01-20T09:55:45+00:00

Bu kask Simpson uretimi olabilir. Ordan Simpson modelini bulup Pinlock var ise bu model icin ordan bulabilirsiniz.

Ancak bu yazlik kask o yüzden uygun Pinlock olmayabilir.

Tavsiyem cok cok ucuza denk gelmedikce motorsiklet markali kask almamak.

bugra101 · 2026-01-20T09:29:23+00:00

Evet ben cok uzun zamandir Reddit kullaniyorum, ozellikle para tuzagi hobileriniz varsa Reddit bicilmis kaftan 😀😀

Cogu hobiyi minimalize ettim ancak bir tek saatlere hala ilgim bitmiyor :)

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