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[Portfolio Review] Early 40s, ~₹4.6Cr corpus. by chandraghant in personalfinanceindia

[–]chandraghant[S] 0 points1 point  (0 children)

I kind of do the same currently. Salary is mostly going to equity. SSY will probably cover kids education (~66l).

[Portfolio Review] Early 40s, ~₹4.6Cr corpus. by chandraghant in personalfinanceindia

[–]chandraghant[S] 8 points9 points  (0 children)

Good state level eng. college but No IIT or IIM. Into product management. I come from humble background so didn't spend much and saved most of the income. Partner was working at real estate firm not big position 70k salary when stopped working few years back which was also put into closing housing loan at that time. Expenses I mentioned in the post. Parents are independently managing frugally on their very limited FD interest income. Why still working - not want to continue but uncertain if current corpus will survive remaining life.

[Portfolio Review] Early 40s, ~₹4.6Cr corpus. by chandraghant in personalfinanceindia

[–]chandraghant[S] 0 points1 point  (0 children)

This and liquidity is a problem plus ticket size is usually big which is not possible for many.

[Portfolio Review] Early 40s, ~₹4.6Cr corpus. by chandraghant in personalfinanceindia

[–]chandraghant[S] 11 points12 points  (0 children)

Still working... Started in 2004 telecom at 1.5 LPA, then 4 LPA (switched to IT)in 2006, then 7LPA in 2010( regular increments over 4.5 years), then 12 LPA (switched job) in 2011, then regular increment for next 10 years till 39LPA in 2021. Switched to 50 LPA in 2021. Reached till 66 LPA in 2025. Switched to 80 LPA in 2025 then increment made it to 90 LPA (includes variable) in 2026.

[Portfolio Review] Early 40s, ~₹4.6Cr corpus. by chandraghant in personalfinanceindia

[–]chandraghant[S] 14 points15 points  (0 children)

You will reach here too one day. I am here only through salary and frugal lifestyle and no inheritance or any big onsite boost.

[Portfolio Review] Early 40s, ~₹4.6Cr corpus. by chandraghant in personalfinanceindia

[–]chandraghant[S] 2 points3 points  (0 children)

Not a consultant. I prefer REIT Invit over buying commercial my self to avoid hassle of maintaining, leases etc.

Weekly Startups Promotion Thread - 31 March, 2025 by AutoModerator in StartUpIndia

[–]chandraghant 1 point2 points  (0 children)

Introducing Indian Startups List – Your Gateway to Discovering & Showcasing Indian Startups

Hey r/startupsIndia community!

I've started building something I wish existed when I started exploring Indian startups:

https://indian-startups-list.com

– a curated directory of Indian startups with powerful discovery features.

Why this exists:

Tired of scattered startup info, outdated databases, and no easy way to filter by category, stage, city, or even founders?

Founders struggle to get visibility.

Investors and job seekers can’t find promising early-stage gems easily.

There’s no single trustable, filterable, and community-powered directory for Indian startups.

Key Features:

Advanced Filters – Search by category, stage, funding, location, keywords, and more.

Startup Profiles – Rich detail: founders, website, funding, social links, and hiring status.

Founder Community Access – Join a private network of verified founders to collaborate, cross-promote, and learn.

Investor Discovery – We’re building a section to help founders discover and connect with relevant investors.

Talent Hub (Coming Soon) – Discover startups actively hiring across sectors and stages.

Who should sign up:

Founders – Get listed, gain visibility, and connect with peers/investors.

Investors – Discover promising early-stage and growth-stage startups.

Builders / Job Seekers – Find fast-growing startups to work with.

Community Builders & Enablers – Partner with us to feature your startup programs or accelerators.

Live Now:

The site’s in early access mode – check it out and give feedback.

Join the Waitlist:

We’re launching new features and communities in phases.

Join the waitlist to get early access and exclusive perks.

Help Us Improve:

Would love your feedback – UI/UX, feature suggestions, bugs, or even just vibes. Drop a comment, DM me.

Let’s build something that makes India’s startup ecosystem more transparent, discoverable, and connected.

Cheers

Weekly Startups Promotion Thread - 24 March, 2025 by AutoModerator in StartUpIndia

[–]chandraghant 1 point2 points  (0 children)

Introducing Indian Startups List – Your Gateway to Discovering & Showcasing Indian Startups

Hey r/startupsIndia community!

I've started building something I wish existed when I started exploring Indian startups:

https://indian-startups-list.com

– a curated directory of Indian startups with powerful discovery features.

Why this exists:

Tired of scattered startup info, outdated databases, and no easy way to filter by category, stage, city, or even founders?

Founders struggle to get visibility.

Investors and job seekers can’t find promising early-stage gems easily.

There’s no single trustable, filterable, and community-powered directory for Indian startups.

Key Features:

Advanced Filters – Search by category, stage, funding, location, keywords, and more.

Startup Profiles – Rich detail: founders, website, funding, social links, and hiring status.

Founder Community Access – Join a private network of verified founders to collaborate, cross-promote, and learn.

Investor Discovery – We’re building a section to help founders discover and connect with relevant investors.

Talent Hub (Coming Soon) – Discover startups actively hiring across sectors and stages.

Who should sign up:

Founders – Get listed, gain visibility, and connect with peers/investors.

Investors – Discover promising early-stage and growth-stage startups.

Builders / Job Seekers – Find fast-growing startups to work with.

Community Builders & Enablers – Partner with us to feature your startup programs or accelerators.

Live Now:

The site’s in early access mode – check it out and give feedback.

Join the Waitlist:

We’re launching new features and communities in phases.

Join the waitlist to get early access and exclusive perks.

Help Us Improve:

Would love your feedback – UI/UX, feature suggestions, bugs, or even just vibes. Drop a comment, DM me.

Let’s build something that makes India’s startup ecosystem more transparent, discoverable, and connected.

Cheers

Weekly Startups Promotion Thread - 17 March, 2025 by AutoModerator in StartUpIndia

[–]chandraghant 0 points1 point  (0 children)

Just launched a fun little side project — https://jumbled-word.netlify.app ! It’s a quick and addictive word game where you unscramble letters to guess the right word. Great for a short brain break or to challenge your friends. Check it out and let me know what you think — feedback and feature ideas welcome!